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Homeowners Insurance in 32301

In Tallahassee, FL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 32301 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 32301 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 32301 should appear in the zip code field ready to go.

32301 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Florida, you are going to see rates around the average home insurance premium per year of $1640. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Tallahassee home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 32301 Home Insurance Rates Now!

Best 3 Options to Compare in 32301

If you want homeowners insurance quotes within the city of Tallahassee or in the 32301 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Tallahassee, FL.

32301 Home Insurance Average Premiums

Local 32301 homeowners insurance quotes comparison

$1390 /yr.

Shows Zip Code: 32301 lowest rates with discounts applied on average.

For the 32301, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1390 /yr.
Average Coverage:$1640 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1940 /yr.

What is the average home insurance cost for a home in 32301?

  • • The average homeowners insurance premium paid annually for a home in 32301 is around $1640 per year.

What does it cost on average per month for home insurance in 32301?

  • • Homeowners in 32301 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 32301?

  • • Autoowners in 32301 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tallahassee area, check out other zip codes nearby 32301.
Review average rates in another zip code:
32310 homeowners insurance rates
32311 homeowners insurance rates
32304 homeowners insurance rates
32317 homeowners insurance rates
32309 homeowners insurance rates
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32301 homeowners insurance rates

Home Replacement Cost Coverage in 32301

Average Building Cost Per Square Foot in 32301: $167

Location: Tallahassee, Florida (Leon County)

Average Square Footage in 32301: 994 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32301 before you start any project. Tallahassee homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32301 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32301 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 994 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tallahassee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167994$166,000
Additional Upgrades & Added Features$209994$207,500
Major Home Updates or Advancements$251994$249,000

It's important to understand that when you estimate your replacement cost of your home in the 32301 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32301

Bill Williams C Insurance Agency

Address: 2523 Apalachee Parkway Tallahassee, FL 32301
Phone: (850)877-8555
Website: www.cottonstatesinsurance.com

Advanced Property Inspections

Address: 1536 Myrtle Dr Tallahassee, FL 32301
Phone: (850)933-8418
Website: www.inspecttallahassee.com

Best Home & Auto Insurance Agencies in 32301

Blue Cross Blue Shield Corporate Affairs

Address: 210 S Monroe St Tallahassee, FL 32301
Phone:
Website:
Info:

Allstate Insurance Company

Address: 3551 Blair Stone Rd Tallahassee, FL 32301
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Bill Williams C Insurance Agency

Address: 2523 Apalachee Pky Tallahassee, FL 32301
Phone:
Website: http://www.cottonstatesinsurance.com
Info:

Alliance Insurance

Address: 1030 E Lafayette St, #106 Tallahassee, FL 32301
Phone:
Website: http://www.progressive.com
Info: Car Insurance: Auto Insurance & Online Insurance Quotes - Progressive
Buy and compare car insurance at Progressive.com and save money. Progressive offers auto insurance, motorcycle insurance, boat, RV, home insurance and more. Get an online insurance quote today! car insurance rates, auto insurance rates, progressive auto insurance quotes, progressive car insurance quotes, online automobile insurance rates

Housing Demographics for 32301

Population Review for 32301 Zip Code

For the city of Tallahassee, the population within 32301 has increased to over 27,784 residents in population size. The current population total is 29,686. We have broken down the population based on race below. In 32301, there are over 13463 in male population and 16223 females.

PopulationValues
Total Population29,686
White Population12499
Black Population13731
Hispanic Population2188
Asian Population780
Hawaiian Population17
Indian Population104
Other Population567
Male Population13463
Female Population16223
Population Estimate27784

Household Data for 32301

The average number of homes in 32301 is around 14,214, there are an average of 1.97 per household. The average house value according to local real estate values is around $166,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,214
Persons Per Household1.97
Average House Value$166,000
Income Per Household$46241
Median Age31.3
Median Age Male30.4
Median Age Female32.0
32301 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code850/448
CityTallahassee
City Alias NameTALLAHASSEE
CountyLeon
County FIPS073
State FIPS12
Time Zone5
Day Light SavingY
MSA8240
PMSA
CSA533
CBSA45220
CBSA_DIV
CBSA_TypeMetro
CBSA_NameTallahassee, FL
MSA_NameTallahassee, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1654
Number Of Employees21304
Business First Quarter Payroll279014
Business Annual Payroll1230061
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population367413
CBSA Division Population0
Congressional District02
Congressional LandArea8613.58
Delivery Residential14104
Delivery Business1923
Delivery Total21085
Preferred Last Line KeyY23073
Classification Code
Multi-County
CSA NameTallahassee-Bainbridge, FL-GA
CBSA_DIV_Name
City State KeyY23073
Land Area10.204000
Water Area0.082000
City Alias Code
City Mixed CaseTallahassee
City Alias Mixed CaseTallahassee
Box Count0
SFDU6134
MFDU4559
State ANSI12
County ANSI073
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118895
Unique ZIP Name
SSA State County Code10360
Medicare CBSA Code45220
Medicare CBSA NameTallahassee, FL
Medicare CBSA TypeMetro
Market Rating Area ID36
County Mixed CaseLeon

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]