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32323, FL Homeowners Insurance Rates

With a population size of 262 and with 156 occupied homes in the 32323 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Lanark Village, FL are around $1,630 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Lanark Village, Florida. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-888-685-4704 so we can help you review rates today!

It's important to know that if your Florida home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Lanark Village, FL.

For Florida home insurance information, including average Lanark Village home insurance rates, coverage options or the different homeowners insurance types, please select Lanark Village, FL Home Insurance Quotes Now!

32323 Home Insurance Average Premiums

Local 32323 homeowners insurance quotes comparison

$1380 /yr.

Shows Zip Code: 32323 lowest rates with discounts applied on average.

For the 32323, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1380 /yr.
Average Coverage:$1630 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1930 /yr.

What is the average home insurance cost for a home in 32323?

  • • The average homeowners insurance premium paid annually for a home in 32323 is around $1630 per year.

What does it cost on average per month for home insurance in 32323?

  • • Homeowners in 32323 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 32323?

  • • Autoowners in 32323 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lanark Village area, check out other zip codes nearby 32323.
Review average rates in another zip code:
32323 homeowners insurance rates

Home Replacement Cost Coverage in 32323

Average Building Cost Per Square Foot in 32323: $167

Location: Lanark Village, Florida (Franklin County)

Average Square Footage in 32323: 988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32323 before you start any project. Lanark Village homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32323 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32323 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 988 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lanark Village area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167988$165,000
Additional Upgrades & Added Features$209988$206,250
Major Home Updates or Advancements$251988$247,500

It's important to understand that when you estimate your replacement cost of your home in the 32323 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32323

Best Home & Auto Insurance Agencies in 32323

Housing Demographics for 32323

Population Review for 32323 Zip Code

For the city of Lanark Village, the population within 32323 has increased to over 0 residents in population size. The current population total is 262. We have broken down the population based on race below. In 32323, there are over 108 in male population and 154 females.

PopulationValues
Total Population262
White Population240
Black Population8
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population2
Other Population4
Male Population108
Female Population154
Population Estimate0

Household Data for 32323

The average number of homes in 32323 is around 156, there are an average of 1.68 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode156
Persons Per Household1.68
Average House Value$165,000
Income Per Household$0
Median Age66.4
Median Age Male57.0
Median Age Female69.7
32323 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias AbbreviationLANARK VLG
Area Code850
CityLanark Village
City Alias NameLANARK VILLAGE
CountyFranklin
County FIPS037
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea8613.58
Delivery Residential0
Delivery Business0
Delivery Total280
Preferred Last Line Key013038
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State Key013038
Land Area7.337000
Water Area0.083000
City Alias Code
City Mixed CaseLanark Village
City Alias Mixed CaseLanark Village
Box Count0
SFDU0
MFDU0
State ANSI12
County ANSI037
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number111365
Unique ZIP Name
SSA State County Code10180
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID18
County Mixed CaseFranklin

Florida Homeowners Insurance News & Information

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  • Will Citizens Policyholders See a Home Insurance Rate Decrease?  Posted on Tuesday 11th March, 2025

    Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]