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Are you paying too much for homeowners insurance in 32720? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Deland, FL that provides all of the protection you need at a price that is affordable.
Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Florida licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.
Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 32720?
- Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
- Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
- Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.
Our service is always free so get started today. Free 32720 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 32720 and get ready to save.
3 Easy Ways To Save Money In 32720
These three links will help you explore home insurance quotes in 32720 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.
Get Your 32720 Home Insurance Costs Rated: very high!
The average price for a homeowners insurance policy in Deland is roughly $1618. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.
If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.
32720 Home Insurance Average Premiums
For the 32720, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1368 /yr. |
Average Coverage: | $1618 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1918 /yr. |
What is the average home insurance cost for a home in 32720?
- • The average homeowners insurance premium paid annually for a home in 32720 is around $1618 per year.
What does it cost on average per month for home insurance in 32720?
- • Homeowners in 32720 pay a monthly average cost per month around $135.00.
What kind of discount could I get if I combine my home and auto insurance together in 32720?
- • Autoowners in 32720 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Deland area, check out other zip codes nearby 32720.
Review average rates in another zip code:
32724 homeowners insurance rates
32720 homeowners insurance rates
Home Replacement Cost Coverage in 32720
Average Building Cost Per Square Foot in 32720: $167
Location: Deland, Florida (Volusia County)Average Square Footage in 32720: 1,349 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 32720 before you start any project. Deland homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32720 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 32720 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,349 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 1,349 | $225,200 |
Additional Upgrades & Added Features | $209 | 1,349 | $281,500 |
Major Home Updates or Advancements | $251 | 1,349 | $337,800 |
It's important to understand that when you estimate your replacement cost of your home in the 32720 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 32720
Best Insurance Services Inc
Address: 1319 South Woodland Boulevard Deland, FL 32720Phone: (386)738-1590
Website:
Best Home & Auto Insurance Agencies in 32720
Allen- John N - State Farm Insurance Agent
Address: 644 S Woodland Blvd Deland, FL 32720Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards
Allstate Insurance Companies
Address: 2251 S Woodland Blvd Deland, FL 32720Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com
Auto Insurance Shopper
Address: 1540 S Sr-15a Deland, FL 32720Phone:
Website: http://www.roliemans.com
Info:
Best Insurance Services Inc
Address: 1319 S Woodland Blvd Deland, FL 32720Phone:
Website:
Info:
Allstate Insurance - Denny Cowart
Address: 468 S Spring Garden Ave Deland, FL 32720Phone:
Website:
Info:
Housing Demographics for 32720
Population Review for 32720 Zip Code
For the city of Deland, the population within 32720 has increased to over 33,709 residents in population size. The current population total is 33,568. We have broken down the population based on race below. In 32720, there are over 15916 in male population and 17652 females.
Population | Values |
---|---|
Total Population | 33,568 |
White Population | 23406 |
Black Population | 4281 |
Hispanic Population | 5095 |
Asian Population | 621 |
Hawaiian Population | 10 |
Indian Population | 142 |
Other Population | 1676 |
Male Population | 15916 |
Female Population | 17652 |
Population Estimate | 33709 |
Household Data for 32720
The average number of homes in 32720 is around 13,020, there are an average of 2.45 per household. The average house value according to local real estate values is around $225,200. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 13,020 |
Persons Per Household | 2.45 |
Average House Value | $225,200 |
Income Per Household | $61356 |
Median Age | 44.8 |
Median Age Male | 43.5 |
Median Age Female | 45.9 |
32720 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | P |
City Alias Abbreviation | |
Area Code | 386 |
City | Deland |
City Alias Name | DELAND |
County | Volusia |
County FIPS | 127 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 2020 |
PMSA | |
CSA | 422 |
CBSA | 19660 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Deltona-Daytona Beach-Ormond Beach, FL |
MSA_Name | Daytona Beach, FL MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1006 |
Number Of Employees | 13029 |
Business First Quarter Payroll | 119641 |
Business Annual Payroll | 492672 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 494593 |
CBSA Division Population | 0 |
Congressional District | 06|07 |
Congressional LandArea | 2506.92|513.58 |
Delivery Residential | 13759 |
Delivery Business | 1177 |
Delivery Total | 14575 |
Preferred Last Line Key | Y21703 |
Classification Code | |
Multi-County | Y |
CSA Name | Orlando-Lakeland-Deltona, FL |
CBSA_DIV_Name | |
City State Key | Y21703 |
Land Area | 66.296000 |
Water Area | 4.347000 |
City Alias Code | |
City Mixed Case | Deland |
City Alias Mixed Case | Deland |
Box Count | 0 |
SFDU | 8472 |
MFDU | 804 |
State ANSI | 12 |
County ANSI | 127 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 112175 |
Unique ZIP Name | |
SSA State County Code | 10630 |
Medicare CBSA Code | 19660 |
Medicare CBSA Name | Deltona-Daytona Beach-Ormond Beach, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 64 |
County Mixed Case | Volusia |
Florida Homeowners Insurance News & Information
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Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024
As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]
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Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024
Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]
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Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024
A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase. Currently, a Broward commissioner is asking Congress to pass legislation he claims […]
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Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024
Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home. SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month. This […]
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Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024
Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute. The Insurance Information Institute is hopeful that the new insurance […]
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What exactly is a FAIR Plan? Posted on Tuesday 2nd January, 2024
If you live in an area where severe weather is common, or wildfires pop up every summer you may have trouble finding affordable home insurance coverage. If homes in your area are repeatedly damaged or destroyed by a covered peril, insurers may pull out of the entire area, refusing to write policies in your neighborhood. […]
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Florida Homeowners Advance From Citizens into Private Companies Posted on Tuesday 5th December, 2023
Homeowners Choice Property and Casualty Insurance Co. has assumed approximately 53,750 policies from Citizens Property Insurance Corp., Florida’s state-backed insurance company, the parent company says in a Tuesday news release. Homeowners Choice is owned by HCI Group Inc., a holding company with operations in homeowners insurance, information technology services, real estate and reinsurance. Homeowners Choice […]