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32822 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 32822 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Orlando, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 32822 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Orlando homeowners insurance rates, coverage options or home insurance types, please select Orlando, FL Home Insurance Rates Online!

32822 Home Insurance Average Premiums

Local 32822 homeowners insurance quotes comparison

$1345 /yr.

Shows Zip Code: 32822 lowest rates with discounts applied on average.

For the 32822, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1345 /yr.
Average Coverage:$1595 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1895 /yr.

What is the average home insurance cost for a home in 32822?

  • • The average homeowners insurance premium paid annually for a home in 32822 is around $1595 per year.

What does it cost on average per month for home insurance in 32822?

  • • Homeowners in 32822 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 32822?

  • • Autoowners in 32822 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Orlando area, check out other zip codes nearby 32822.
Review average rates in another zip code:
32817 homeowners insurance rates
32805 homeowners insurance rates
32806 homeowners insurance rates
32835 homeowners insurance rates
32807 homeowners insurance rates
32839 homeowners insurance rates
32824 homeowners insurance rates
32833 homeowners insurance rates
32827 homeowners insurance rates
32810 homeowners insurance rates

Home Replacement Cost Coverage in 32822

Average Building Cost Per Square Foot in 32822: $167

Location: Orlando, Florida (Orange County)

Average Square Footage in 32822: 1,013 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32822 before you start any project. Orlando homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32822 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32822 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,013 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Orlando area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,013$169,100
Additional Upgrades & Added Features$2091,013$211,375
Major Home Updates or Advancements$2511,013$253,650

It's important to understand that when you estimate your replacement cost of your home in the 32822 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32822

Best Home & Auto Insurance Agencies in 32822

ACE Cash Express

Address: 2520 South Semoran Boulevard Orlando, FL 32822
Phone:
Website: http://www.acecashexpress.com/
Info:

A American Auto Insurance

Address: 1732 Woolco Way Orlando, FL 32822
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 3930 S Semoran Blvd Orlando, FL 32822
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Cedric Kimes

Address: 4751 Old Goldenrod Road Orlando, FL 32822
Phone:
Website: http://www.allstateagencies.com/048765?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 32822

Population Review for 32822 Zip Code

For the city of Orlando, the population within 32822 has increased to over 65,781 residents in population size. The current population total is 64,120. We have broken down the population based on race below. In 32822, there are over 30551 in male population and 33569 females.

PopulationValues
Total Population64,120
White Population21692
Black Population6725
Hispanic Population42213
Asian Population1563
Hawaiian Population50
Indian Population367
Other Population16750
Male Population30551
Female Population33569
Population Estimate65781

Household Data for 32822

The average number of homes in 32822 is around 24,831, there are an average of 2.56 per household. The average house value according to local real estate values is around $169,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode24,831
Persons Per Household2.56
Average House Value$169,100
Income Per Household$45613
Median Age36.6
Median Age Male35.0
Median Age Female38.2
32822 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code321/407/689
CityOrlando
City Alias NameORLANDO
CountyOrange
County FIPS095
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1296
Number Of Employees23696
Business First Quarter Payroll292600
Business Annual Payroll1219267
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District09|10
Congressional LandArea1707.49|1129.32
Delivery Residential25696
Delivery Business1338
Delivery Total27324
Preferred Last Line KeyY22611
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22611
Land Area13.604000
Water Area0.302000
City Alias Code
City Mixed CaseOrlando
City Alias Mixed CaseOrlando
Box Count0
SFDU5963
MFDU13528
State ANSI12
County ANSI095
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number116915
Unique ZIP Name
SSA State County Code10470
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID48
County Mixed CaseOrange

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]