Get multiple home insurance quotes in 32937. Our licensed 32937, FL agents are ready to serve you.

32937 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 32937 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Satellite Beach, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 32937 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Satellite Beach homeowners insurance rates, coverage options or home insurance types, please select Satellite Beach, FL Home Insurance Rates Online!

32937 Home Insurance Average Premiums

Local 32937 homeowners insurance quotes comparison

$1372 /yr.

Shows Zip Code: 32937 lowest rates with discounts applied on average.

For the 32937, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1372 /yr.
Average Coverage:$1622 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1922 /yr.

What is the average home insurance cost for a home in 32937?

  • • The average homeowners insurance premium paid annually for a home in 32937 is around $1622 per year.

What does it cost on average per month for home insurance in 32937?

  • • Homeowners in 32937 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 32937?

  • • Autoowners in 32937 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Satellite Beach area, check out other zip codes nearby 32937.
Review average rates in another zip code:
32937 homeowners insurance rates

Home Replacement Cost Coverage in 32937

Average Building Cost Per Square Foot in 32937: $167

Location: Satellite Beach, Florida (Brevard County)

Average Square Footage in 32937: 1,966 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 32937 before you start any project. Satellite Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 32937 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 32937 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,966 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Satellite Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,966$328,400
Additional Upgrades & Added Features$2091,966$410,500
Major Home Updates or Advancements$2511,966$492,600

It's important to understand that when you estimate your replacement cost of your home in the 32937 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 32937

Best Home & Auto Insurance Agencies in 32937

Allstate Insurance - Steven A Bennard

Address: 236 E Eau Gallie Blvd Indian Harbour Beach, FL 32937
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 220 E Eau Gallie Blvd Indian Harbour Beach, FL 32937
Phone:
Website: http://www.allstateagencies.com
Info:

Allstate Insurance-Steve Bennard

Address: 478 E Eau Gallie Blvd Indian Harbour Beach, FL 32937
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=5931
Info:

Barnett Dan Insurance

Address: 515 E Eau Gallie Blvd Indian Harbour Beach, FL 32937
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
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Housing Demographics for 32937

Population Review for 32937 Zip Code

For the city of Satellite Beach, the population within 32937 has increased to over 28,636 residents in population size. The current population total is 27,306. We have broken down the population based on race below. In 32937, there are over 13363 in male population and 13943 females.

PopulationValues
Total Population27,306
White Population23394
Black Population353
Hispanic Population1955
Asian Population608
Hawaiian Population33
Indian Population80
Other Population379
Male Population13363
Female Population13943
Population Estimate28636

Household Data for 32937

The average number of homes in 32937 is around 11,944, there are an average of 2.27 per household. The average house value according to local real estate values is around $328,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,944
Persons Per Household2.27
Average House Value$328,400
Income Per Household$77359
Median Age49.8
Median Age Male49.1
Median Age Female50.6
32937 DetailsValues
StateFL
State Full NameFlorida
City TypeB
City Alias AbbreviationSATELLITE BCH
Area Code321/689
CitySatellite Beach
City Alias NameSATELLITE BEACH
CountyBrevard
County FIPS009
State FIPS12
Time Zone5
Day Light SavingY
MSA4900
PMSA
CSA
CBSA37340
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePalm Bay-Melbourne-Titusville, FL
MSA_NameMelbourne-Titusville-Palm Bay, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses833
Number Of Employees5453
Business First Quarter Payroll45370
Business Annual Payroll202036
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population543376
CBSA Division Population0
Congressional District08
Congressional LandArea1752.06
Delivery Residential12615
Delivery Business761
Delivery Total13586
Preferred Last Line KeyY22861
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22861
Land Area6.796000
Water Area8.249000
City Alias Code
City Mixed CaseSatellite Beach
City Alias Mixed CaseSatellite Beach
Box Count232
SFDU8942
MFDU1827
State ANSI12
County ANSI009
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115790
Unique ZIP Name
SSA State County Code10040
Medicare CBSA Code37340
Medicare CBSA NamePalm Bay-Melbourne-Titusville, FL
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseBrevard

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]