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33097 Home Insurance Average Premiums

Local 33097 homeowners insurance quotes comparison

$1380 /yr.

Shows Zip Code: 33097 lowest rates with discounts applied on average.

For the 33097, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1380 /yr.
Average Coverage:$1630 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1930 /yr.

What is the average home insurance cost for a home in 33097?

  • • The average homeowners insurance premium paid annually for a home in 33097 is around $1630 per year.

What does it cost on average per month for home insurance in 33097?

  • • Homeowners in 33097 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 33097?

  • • Autoowners in 33097 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coconut Creek area, check out other zip codes nearby 33097.
Review average rates in another zip code:
33097 homeowners insurance rates

Home Replacement Cost Coverage in 33097

Average Building Cost Per Square Foot in 33097: $167

Location: Coconut Creek, Florida (Broward County)

Average Square Footage in 33097: 988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33097 before you start any project. Coconut Creek homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33097 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33097 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 988 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coconut Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167988$165,000
Additional Upgrades & Added Features$209988$206,250
Major Home Updates or Advancements$251988$247,500

It's important to understand that when you estimate your replacement cost of your home in the 33097 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33097

Best Home & Auto Insurance Agencies in 33097

Housing Demographics for 33097

Population Review for 33097 Zip Code

For the city of Coconut Creek, the population within 33097 has increased to over 0 residents in population size. The current population total is 57,348. We have broken down the population based on race below. In 33097, there are over 0 in male population and 0 females.

PopulationValues
Total Population57,348
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 33097

The average number of homes in 33097 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
33097 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias Abbreviation
Area Code954/754/561
CityCoconut Creek
City Alias NameCOCONUT CREEK
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees233
Business First Quarter Payroll4698
Business Annual Payroll20246
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District23
Congressional LandArea169.1
Delivery Residential0
Delivery Business0
Delivery Total518
Preferred Last Line Key000313
Classification CodeP
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State Key000313
Land Area0.000000
Water Area0.000000
City Alias Code
City Mixed CaseCoconut Creek
City Alias Mixed CaseCoconut Creek
Box Count263
SFDU0
MFDU0
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number117635
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

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