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If you live in the 33442 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Deerfield Beach have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our FL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 33442 and then compare quotes from a variety of nationwide insurance companies.

33442 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 33442 the average premium for homeowners coverage is $1624 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 33442. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 33442 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Deerfield Beach, FL home insurance quotes in your area.

33442 Home Insurance Average Premiums

Local 33442 homeowners insurance quotes comparison

$1374 /yr.

Shows Zip Code: 33442 lowest rates with discounts applied on average.

For the 33442, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1374 /yr.
Average Coverage:$1624 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1924 /yr.

What is the average home insurance cost for a home in 33442?

  • • The average homeowners insurance premium paid annually for a home in 33442 is around $1624 per year.

What does it cost on average per month for home insurance in 33442?

  • • Homeowners in 33442 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 33442?

  • • Autoowners in 33442 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Deerfield Beach area, check out other zip codes nearby 33442.
Review average rates in another zip code:
33441 homeowners insurance rates
33442 homeowners insurance rates

Home Replacement Cost Coverage in 33442

Average Building Cost Per Square Foot in 33442: $167

Location: Deerfield Beach, Florida (Broward County)

Average Square Footage in 33442: 941 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33442 before you start any project. Deerfield Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33442 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33442 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 941 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Deerfield Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167941$157,200
Additional Upgrades & Added Features$209941$196,500
Major Home Updates or Advancements$251941$235,800

It's important to understand that when you estimate your replacement cost of your home in the 33442 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33442

A Plus Deerfield Insurance

Address: 408 South Powerline Road Deerfield Beach, FL 33442
Phone: (954)421-2100
Website:

A Aachen Absolute Insurance World Boca Raton OFC

Address: 3700 West Hillsboro Boulevard Deerfield Beach, FL 33442
Phone: (561)368-7283
Website: www.delrayinsuranceworld.com

Best Home & Auto Insurance Agencies in 33442

A Plus Deerfield Insurance

Address: 408 S Powerline Rd Deerfield Beach, FL 33442
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 3656 W Hillsboro Blvd Deerfield Beach, FL 33442
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Bankers Life and Casualty CO

Address: 1166 W Newport Center Dr, #118 Deerfield Beach, FL 33442
Phone:
Website:
Info:

Auto Insurance World

Address: 3700 W Hillsboro Blvd Deerfield Beach, FL 33442
Phone:
Website: http://www.delrayinsuranceworld.com
Info:

Housing Demographics for 33442

Population Review for 33442 Zip Code

For the city of Deerfield Beach, the population within 33442 has increased to over 37,859 residents in population size. The current population total is 32,340. We have broken down the population based on race below. In 33442, there are over 14993 in male population and 17347 females.

PopulationValues
Total Population32,340
White Population19752
Black Population3328
Hispanic Population6253
Asian Population907
Hawaiian Population19
Indian Population79
Other Population2611
Male Population14993
Female Population17347
Population Estimate37859

Household Data for 33442

The average number of homes in 33442 is around 16,098, there are an average of 1.99 per household. The average house value according to local real estate values is around $157,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,098
Persons Per Household1.99
Average House Value$157,200
Income Per Household$48571
Median Age51.7
Median Age Male49.5
Median Age Female54.0
33442 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationDEERFIELD BCH
Area Code954/754/561
CityDeerfield Beach
City Alias NameDEERFIELD BEACH
CountyBroward
County FIPS011
State FIPS12
Time Zone5
Day Light SavingY
MSA4992
PMSA2680
CSA370
CBSA33100
CBSA_DIV22744
CBSA_TypeMetro
CBSA_NameMiami-Fort Lauderdale-West Palm Beach, FL
MSA_NameMiami-Fort Lauderdale, FL CMSA
PMSA_NameFort Lauderdale, FL PMSA
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1266
Number Of Employees20956
Business First Quarter Payroll361447
Business Annual Payroll1599782
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5564635
CBSA Division Population1748066
Congressional District23
Congressional LandArea169.1
Delivery Residential19025
Delivery Business1182
Delivery Total22028
Preferred Last Line KeyY21699
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_NameFort Lauderdale-Pompano Beach-Sunrise, FL
City State KeyY21699
Land Area6.853000
Water Area0.993000
City Alias Code
City Mixed CaseDeerfield Beach
City Alias Mixed CaseDeerfield Beach
Box Count168
SFDU3511
MFDU9991
State ANSI12
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112130
Unique ZIP Name
SSA State County Code10050
Medicare CBSA Code22744
Medicare CBSA NameFort Lauderdale-Pompano Beach-Sunrise, FL
Medicare CBSA TypeMetro
Market Rating Area ID6
County Mixed CaseBroward

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]