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Homeowners Insurance in 33471

For homeowners living in 33471, you want more affordable home insurance rates in Moore Haven, right? Our rates are very competitive for homeowners living in the great city of Moore Haven, FL. Many homeowners living in the 33471 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the top home insurance companies that we will shop for you all in one place. Plus, our homeowners insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about which policy and coverage option is best for you and your family. Get the home insurance protection you need and start a free home insurance quote today, simply click the "Get Multiple Quotes Now" button. Your 33471 should appear in the zip code field ready to go. Comparing Moore Haven, FL Home Insurance Quotes in your area, we can review the best rates and coverage options with multiple carriers to choose from.

33471 Home Insurance Costs Are Considered: Very High!

The overall cost of homeowners insurance on average for a standard HO-3 home insurance policy for homeowners living in Moore Haven pay around $1640 per year. For affordable homeowners insurance, we have the best prices when it comes to comparing Florida home insurance rates. At GetHomeInsuranceQuotes.com, we compare the most competitive companies then we let you review the most affordable rates and coverage options. Homeowners living in the 33471 zip code usually have questions about which coverage option is best. Our process is spam and hassle free so you can get your questions answer quickly and review the best home insurance policy for you. Most of all, Moore Haven homeowners enjoy saving up to 40% or even more when we apply all the discounts available. Let us help you shop and save on your Florida home insurance premium today!

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33471 Home Insurance Average Premiums

Local 33471 homeowners insurance quotes comparison

$1390 /yr.

Shows Zip Code: 33471 lowest rates with discounts applied on average.

For the 33471, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1390 /yr.
Average Coverage:$1640 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1940 /yr.

What is the average home insurance cost for a home in 33471?

  • • The average homeowners insurance premium paid annually for a home in 33471 is around $1640 per year.

What does it cost on average per month for home insurance in 33471?

  • • Homeowners in 33471 pay a monthly average cost per month around $137.00.

What kind of discount could I get if I combine my home and auto insurance together in 33471?

  • • Autoowners in 33471 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Moore Haven area, check out other zip codes nearby 33471.
Review average rates in another zip code:
33471 homeowners insurance rates

Home Replacement Cost Coverage in 33471

Average Building Cost Per Square Foot in 33471: $167

Location: Moore Haven, Florida (Glades County)

Average Square Footage in 33471: 475 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33471 before you start any project. Moore Haven homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33471 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33471 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 475 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Moore Haven area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167475$79,400
Additional Upgrades & Added Features$209475$99,250
Major Home Updates or Advancements$251475$119,100

It's important to understand that when you estimate your replacement cost of your home in the 33471 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33471

Best Home & Auto Insurance Agencies in 33471

Housing Demographics for 33471

Population Review for 33471 Zip Code

For the city of Moore Haven, the population within 33471 has increased to over 4,901 residents in population size. The current population total is 6,410. We have broken down the population based on race below. In 33471, there are over 3935 in male population and 2475 females.

PopulationValues
Total Population6,410
White Population4027
Black Population1350
Hispanic Population1511
Asian Population17
Hawaiian Population1
Indian Population30
Other Population492
Male Population3935
Female Population2475
Population Estimate4901

Household Data for 33471

The average number of homes in 33471 is around 2,062, there are an average of 2.31 per household. The average house value according to local real estate values is around $79,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,062
Persons Per Household2.31
Average House Value$79,400
Income Per Household$36912
Median Age42.3
Median Age Male40.4
Median Age Female47.6
33471 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code863
CityMoore Haven
City Alias NameMOORE HAVEN
CountyGlades
County FIPS043
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA163
CBSA17500
CBSA_DIV
CBSA_TypeMicro
CBSA_NameClewiston, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses76
Number Of Employees784
Business First Quarter Payroll7626
Business Annual Payroll33268
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population39140
CBSA Division Population0
Congressional District18
Congressional LandArea1512.55
Delivery Residential2122
Delivery Business83
Delivery Total3747
Preferred Last Line KeyY22428
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY22428
Land Area330.337000
Water Area6.080000
City Alias Code
City Mixed CaseMoore Haven
City Alias Mixed CaseMoore Haven
Box Count530
SFDU1697
MFDU171
State ANSI12
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number116090
Unique ZIP Name
SSA State County Code10210
Medicare CBSA Code99910
Medicare CBSA NameRural Areas in FL
Medicare CBSA TypeMicro
Market Rating Area ID21
County Mixed CaseGlades

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]