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If you live in the 33511 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Brandon have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our FL licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 33511 and then compare quotes from a variety of nationwide insurance companies.

33511 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 33511 the average premium for homeowners coverage is $1601 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 33511. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 33511 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Brandon, FL home insurance quotes in your area.

33511 Home Insurance Average Premiums

Local 33511 homeowners insurance quotes comparison

$1351 /yr.

Shows Zip Code: 33511 lowest rates with discounts applied on average.

For the 33511, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1351 /yr.
Average Coverage:$1601 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1901 /yr.

What is the average home insurance cost for a home in 33511?

  • • The average homeowners insurance premium paid annually for a home in 33511 is around $1601 per year.

What does it cost on average per month for home insurance in 33511?

  • • Homeowners in 33511 pay a monthly average cost per month around $133.00.

What kind of discount could I get if I combine my home and auto insurance together in 33511?

  • • Autoowners in 33511 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Brandon area, check out other zip codes nearby 33511.
Review average rates in another zip code:
33510 homeowners insurance rates
33511 homeowners insurance rates

Home Replacement Cost Coverage in 33511

Average Building Cost Per Square Foot in 33511: $167

Location: Brandon, Florida (Hillsborough County)

Average Square Footage in 33511: 1,423 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33511 before you start any project. Brandon homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33511 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33511 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,423 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Brandon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,423$237,600
Additional Upgrades & Added Features$2091,423$297,000
Major Home Updates or Advancements$2511,423$356,400

It's important to understand that when you estimate your replacement cost of your home in the 33511 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33511

Choices Insurance & Financial Services

Address: 883 Bloomingdale Ave E Brandon, FL 33511
Phone: (813)661-8300
Website: www.choicesinsurance.com

Best Home & Auto Insurance Agencies in 33511

Maranda Insurance Agency

Address: 607 W Lumsden Rd Brandon, FL 33511
Phone:
Website: http://www.mariamaranda.com/
Info:

Fleming Insurance Agency

Address: 150 E Bloomingdale Ave Brandon, FL 33511
Phone:
Website:
Info:

Duong, Kenny - Allstate Insurance

Address: 1113 Professional Park Dr Brandon, FL 33511
Phone:
Website: http://www.allstateagencies.com/kennyduong/Welcome/
Info:

Allstate Insurance - Deborah A Bates

Address: 789 W Lumsden Rd Brandon, FL 33511
Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16220
Info:

Allstate Insurance Companies

Address: 1767 S Kings Ave Brandon, FL 33511
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 33511

Population Review for 33511 Zip Code

For the city of Brandon, the population within 33511 has increased to over 58,121 residents in population size. The current population total is 56,627. We have broken down the population based on race below. In 33511, there are over 26922 in male population and 29705 females.

PopulationValues
Total Population56,627
White Population30053
Black Population9686
Hispanic Population14756
Asian Population3093
Hawaiian Population45
Indian Population238
Other Population4626
Male Population26922
Female Population29705
Population Estimate58121

Household Data for 33511

The average number of homes in 33511 is around 22,174, there are an average of 2.52 per household. The average house value according to local real estate values is around $237,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode22,174
Persons Per Household2.52
Average House Value$237,600
Income Per Household$63863
Median Age37.6
Median Age Male36.1
Median Age Female38.9
33511 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813
CityBrandon
City Alias NameBRANDON
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2074
Number Of Employees23743
Business First Quarter Payroll213323
Business Annual Payroll926978
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District15|16
Congressional LandArea818.51|875.33
Delivery Residential23064
Delivery Business1967
Delivery Total25643
Preferred Last Line KeyY21502
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY21502
Land Area16.045000
Water Area0.854000
City Alias Code
City Mixed CaseBrandon
City Alias Mixed CaseBrandon
Box Count0
SFDU12259
MFDU6942
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number111020
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]