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Are you paying too much for homeowners insurance in 33525? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Dade City, FL that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Florida licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 33525?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 33525 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 33525 and get ready to save.

3 Easy Ways To Save Money In 33525

These three links will help you explore home insurance quotes in 33525 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 33525 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Dade City is roughly $1658. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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33525 Home Insurance Average Premiums

Local 33525 homeowners insurance quotes comparison

$1408 /yr.

Shows Zip Code: 33525 lowest rates with discounts applied on average.

For the 33525, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1408 /yr.
Average Coverage:$1658 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1958 /yr.

What is the average home insurance cost for a home in 33525?

  • • The average homeowners insurance premium paid annually for a home in 33525 is around $1658 per year.

What does it cost on average per month for home insurance in 33525?

  • • Homeowners in 33525 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33525?

  • • Autoowners in 33525 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dade City area, check out other zip codes nearby 33525.
Review average rates in another zip code:
33525 homeowners insurance rates
33523 homeowners insurance rates

Home Replacement Cost Coverage in 33525

Average Building Cost Per Square Foot in 33525: $167

Location: Dade City, Florida (Pasco County)

Average Square Footage in 33525: 1,105 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33525 before you start any project. Dade City homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33525 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33525 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,105 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dade City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,105$184,600
Additional Upgrades & Added Features$2091,105$230,750
Major Home Updates or Advancements$2511,105$276,900

It's important to understand that when you estimate your replacement cost of your home in the 33525 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33525

Boyett Insurance Agency

Address: 14114 7th Street Dade City, FL 33525
Phone: (352)521-3030
Website:

Best Home & Auto Insurance Agencies in 33525

A Gene Smith Insurance Agency

Address: 12620 US-301 Dade City, FL 33525
Phone:
Website:
Info:

Boyett Insurance Agency

Address: 14114 7th St Dade City, FL 33525
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 14111 7th St Dade City, FL 33525
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 33525

Population Review for 33525 Zip Code

For the city of Dade City, the population within 33525 has increased to over 21,289 residents in population size. The current population total is 18,620. We have broken down the population based on race below. In 33525, there are over 8983 in male population and 9637 females.

PopulationValues
Total Population18,620
White Population14199
Black Population1084
Hispanic Population3250
Asian Population204
Hawaiian Population14
Indian Population88
Other Population1165
Male Population8983
Female Population9637
Population Estimate21289

Household Data for 33525

The average number of homes in 33525 is around 7,636, there are an average of 2.41 per household. The average house value according to local real estate values is around $184,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,636
Persons Per Household2.41
Average House Value$184,600
Income Per Household$60452
Median Age48.4
Median Age Male46.4
Median Age Female50.2
33525 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityDade City
City Alias NameDADE CITY
CountyPasco
County FIPS101
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses428
Number Of Employees4346
Business First Quarter Payroll44119
Business Annual Payroll187706
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District12|15
Congressional LandArea883.75|818.51
Delivery Residential8834
Delivery Business460
Delivery Total9245
Preferred Last Line KeyY21678
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY21678
Land Area96.037000
Water Area2.114000
City Alias Code
City Mixed CaseDade City
City Alias Mixed CaseDade City
Box Count0
SFDU6746
MFDU510
State ANSI12
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number112025
Unique ZIP Name
SSA State County Code10500
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID51
County Mixed CasePasco

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