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Find the Best Home Insurance Rates in 33634

Shopping for homeowners insurance in 33634 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Tampa, FL and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Florida licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 33634 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 33634

Find Tampa, FL Homeowners Insurance Quotes to review the best coverage options in your area.

33634 Home Insurance Rating is: very high!

In 33634 the average premium is $1673. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 33634, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 33634!

33634 Home Insurance Average Premiums

Local 33634 homeowners insurance quotes comparison

$1423 /yr.

Shows Zip Code: 33634 lowest rates with discounts applied on average.

For the 33634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1423 /yr.
Average Coverage:$1673 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1973 /yr.

What is the average home insurance cost for a home in 33634?

  • • The average homeowners insurance premium paid annually for a home in 33634 is around $1673 per year.

What does it cost on average per month for home insurance in 33634?

  • • Homeowners in 33634 pay a monthly average cost per month around $139.00.

What kind of discount could I get if I combine my home and auto insurance together in 33634?

  • • Autoowners in 33634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tampa area, check out other zip codes nearby 33634.
Review average rates in another zip code:
33621 homeowners insurance rates
33614 homeowners insurance rates
33617 homeowners insurance rates
33629 homeowners insurance rates
33613 homeowners insurance rates
33637 homeowners insurance rates
33624 homeowners insurance rates
33604 homeowners insurance rates
33619 homeowners insurance rates
33606 homeowners insurance rates

Home Replacement Cost Coverage in 33634

Average Building Cost Per Square Foot in 33634: $167

Location: Tampa, Florida (Hillsborough County)

Average Square Footage in 33634: 1,312 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33634 before you start any project. Tampa homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,312 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tampa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,312$219,100
Additional Upgrades & Added Features$2091,312$273,875
Major Home Updates or Advancements$2511,312$328,650

It's important to understand that when you estimate your replacement cost of your home in the 33634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33634

Brooke Insurance

Address: 6610 Hanley Rd Tampa, FL 33634
Phone: (813)885-4441
Website:

Best Home & Auto Insurance Agencies in 33634

Allstate Insurance - Francisco Jose Irizarry

Address: 8316 Hanley Rd, #Rd-12 Tampa, FL 33634
Phone:
Website:
Info:

Housing Demographics for 33634

Population Review for 33634 Zip Code

For the city of Tampa, the population within 33634 has increased to over 22,227 residents in population size. The current population total is 21,465. We have broken down the population based on race below. In 33634, there are over 10477 in male population and 10988 females.

PopulationValues
Total Population21,465
White Population8187
Black Population1914
Hispanic Population12448
Asian Population1075
Hawaiian Population10
Indian Population89
Other Population2995
Male Population10477
Female Population10988
Population Estimate22227

Household Data for 33634

The average number of homes in 33634 is around 7,874, there are an average of 2.72 per household. The average house value according to local real estate values is around $219,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,874
Persons Per Household2.72
Average House Value$219,100
Income Per Household$62334
Median Age38.4
Median Age Male37.2
Median Age Female39.5
33634 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code813
CityTampa
City Alias NameTAMPA
CountyHillsborough
County FIPS057
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1357
Number Of Employees47875
Business First Quarter Payroll806319
Business Annual Payroll2933802
Business Employment Flag
Growth Rank55
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number38549
Growth Increase Percentage3.1
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District14
Congressional LandArea265.4
Delivery Residential8172
Delivery Business1433
Delivery Total9450
Preferred Last Line KeyY23079
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY23079
Land Area8.439000
Water Area0.594000
City Alias Code
City Mixed CaseTampa
City Alias Mixed CaseTampa
Box Count0
SFDU5067
MFDU1939
State ANSI12
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number118925
Unique ZIP Name
SSA State County Code10280
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID28
County Mixed CaseHillsborough

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]