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33919 Home Insurance Rates

Getting multiple homeowners insurance rates in 33919 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Fort Myers, FL. Many homeowners based out of the 33919 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Florida licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 33919 should appear in the zip code field ready to go. For Fort Myers, FL Home Insurance Quotes, Click to easily get started!

33919 Homeowners Insurance Rates, Average Rating: Very High!

Your homeowners insurance policy in 33919 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Fort Myers. For a basic HO-3, standard homeowners policy, the average premium per year in Florida is around $1655. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 33919 zip code today and let us help you save time and money on your homeowners insurance premium.

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33919 Home Insurance Average Premiums

Local 33919 homeowners insurance quotes comparison

$1405 /yr.

Shows Zip Code: 33919 lowest rates with discounts applied on average.

For the 33919, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1405 /yr.
Average Coverage:$1655 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1955 /yr.

What is the average home insurance cost for a home in 33919?

  • • The average homeowners insurance premium paid annually for a home in 33919 is around $1655 per year.

What does it cost on average per month for home insurance in 33919?

  • • Homeowners in 33919 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 33919?

  • • Autoowners in 33919 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Myers area, check out other zip codes nearby 33919.
Review average rates in another zip code:
33901 homeowners insurance rates
33907 homeowners insurance rates
33916 homeowners insurance rates
33965 homeowners insurance rates
33908 homeowners insurance rates
33966 homeowners insurance rates
33912 homeowners insurance rates
33905 homeowners insurance rates
33919 homeowners insurance rates
33967 homeowners insurance rates

Home Replacement Cost Coverage in 33919

Average Building Cost Per Square Foot in 33919: $167

Location: Fort Myers, Florida (Lee County)

Average Square Footage in 33919: 1,379 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 33919 before you start any project. Fort Myers homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33919 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 33919 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,379 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Myers area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,379$230,300
Additional Upgrades & Added Features$2091,379$287,875
Major Home Updates or Advancements$2511,379$345,450

It's important to understand that when you estimate your replacement cost of your home in the 33919 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 33919

Best Home & Auto Insurance Agencies in 33919

Allstate Insurance Companies

Address: 8841 College Pky Fort Myers, FL 33919
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance Company - Kevin Lewis

Address: 1430 Royal Palm Square Blvd Fort Myers, FL 33919
Phone:
Website: http://www.allstateagencies.com/027400?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 33919

Population Review for 33919 Zip Code

For the city of Fort Myers, the population within 33919 has increased to over 34,940 residents in population size. The current population total is 30,587. We have broken down the population based on race below. In 33919, there are over 14024 in male population and 16563 females.

PopulationValues
Total Population30,587
White Population25479
Black Population1027
Hispanic Population2914
Asian Population781
Hawaiian Population11
Indian Population63
Other Population1005
Male Population14024
Female Population16563
Population Estimate34940

Household Data for 33919

The average number of homes in 33919 is around 15,325, there are an average of 1.96 per household. The average house value according to local real estate values is around $230,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,325
Persons Per Household1.96
Average House Value$230,300
Income Per Household$62778
Median Age57.9
Median Age Male56.6
Median Age Female58.8
33919 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code239
CityFort Myers
City Alias NameFORT MYERS
CountyLee
County FIPS071
State FIPS12
Time Zone5
Day Light SavingY
MSA2700
PMSA
CSA163
CBSA15980
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCape Coral-Fort Myers, FL
MSA_NameFort Myers-Cape Coral, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses928
Number Of Employees7796
Business First Quarter Payroll89013
Business Annual Payroll384128
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population618754
CBSA Division Population0
Congressional District19
Congressional LandArea750.37
Delivery Residential17827
Delivery Business831
Delivery Total18700
Preferred Last Line KeyY21886
Classification Code
Multi-County
CSA NameCape Coral-Fort Myers-Naples, FL
CBSA_DIV_Name
City State KeyY21886
Land Area8.748000
Water Area2.670000
City Alias Code
City Mixed CaseFort Myers
City Alias Mixed CaseFort Myers
Box Count0
SFDU8259
MFDU5165
State ANSI12
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113075
Unique ZIP Name
SSA State County Code10350
Medicare CBSA Code15980
Medicare CBSA NameCape Coral-Fort Myers, FL
Medicare CBSA TypeMetro
Market Rating Area ID35
County Mixed CaseLee

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

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  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]