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33921 Home Insurance Quotes & Rates
Currently, the 656 homes within the 33921 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Florida is around $1,796 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Boca Grande, FL, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 33921.
Florida is now ranking #1 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Boca Grande home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Florida has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 33921 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Boca Grande, Florida home insurance rates today!
Please give us a call now at 1-888-685-4704, easily get up to 12 rates over the phone in minutes. For Boca Grande, FL Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!
33921 Home Insurance Average Premiums
For the 33921, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $1546 /yr. |
Average Coverage: | $1796 /yr. |
2600 sq. ft. or higher (all discounts applied) | $2096 /yr. |
What is the average home insurance cost for a home in 33921?
- • The average homeowners insurance premium paid annually for a home in 33921 is around $1796 per year.
What does it cost on average per month for home insurance in 33921?
- • Homeowners in 33921 pay a monthly average cost per month around $150.00.
What kind of discount could I get if I combine my home and auto insurance together in 33921?
- • Autoowners in 33921 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
You can easily shop and compare home insurance rates within Boca Grande, check out other zip codes nearby 33921.
To review average rates in another zip code, click on a zip code below:
33921 |
Home Replacement Cost Coverage in 33921
Average Building Cost Per Square Foot in 33921: $167
Location: Boca Grande, Florida (Lee County)Average Square Footage in 33921: 11,976 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 33921 before you start any project. Boca Grande homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 33921 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 33921 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 11,976 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Boca Grande area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $167 | 11,976 | $2,000,000 |
Additional Upgrades & Added Features | $209 | 11,976 | $2,500,000 |
Major Home Updates or Advancements | $251 | 11,976 | $3,000,000 |
It's important to understand that when you estimate your replacement cost of your home in the 33921 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 33921
Best Home & Auto Insurance Agencies in 33921
Housing Demographics for 33921
Population Review for 33921 Zip Code
For the city of Boca Grande, the population within 33921 has increased to over 0 residents in population size. The current population total is 1,283. We have broken down the population based on race below. In 33921, there are over 608 in male population and 675 females.
Population | Values |
---|---|
Total Population | 1,283 |
White Population | 1251 |
Black Population | 8 |
Hispanic Population | 13 |
Asian Population | 5 |
Hawaiian Population | 0 |
Indian Population | 0 |
Other Population | 1 |
Male Population | 608 |
Female Population | 675 |
Population Estimate | 0 |
Household Data for 33921
The average number of homes in 33921 is around 656, there are an average of 1.96 per household. The average house value according to local real estate values is around $2,000,000. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 656 |
Persons Per Household | 1.96 |
Average House Value | $2,000,000 |
Income Per Household | $120208 |
Median Age | 70.8 |
Median Age Male | 71.9 |
Median Age Female | 70.3 |
33921 Details | Values |
---|---|
State | FL |
State Full Name | Florida |
City Type | Z |
City Alias Abbreviation | |
Area Code | 941/239 |
City | Boca Grande |
City Alias Name | BOCA GRANDE |
County | Lee |
County FIPS | 071 |
State FIPS | 12 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 2700 |
PMSA | |
CSA | 163 |
CBSA | 15980 |
CBSA_DIV | |
CBSA_Type | Metro |
CBSA_Name | Cape Coral-Fort Myers, FL |
MSA_Name | Fort Myers-Cape Coral, FL MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 104 |
Number Of Employees | 1077 |
Business First Quarter Payroll | 11455 |
Business Annual Payroll | 48863 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 618754 |
CBSA Division Population | 0 |
Congressional District | 17|19 |
Congressional LandArea | 6369.97|750.37 |
Delivery Residential | 0 |
Delivery Business | 0 |
Delivery Total | 1875 |
Preferred Last Line Key | Y21476 |
Classification Code | P |
Multi-County | |
CSA Name | Cape Coral-Fort Myers-Naples, FL |
CBSA_DIV_Name | |
City State Key | Y21476 |
Land Area | 2.761000 |
Water Area | 10.152000 |
City Alias Code | |
City Mixed Case | Boca Grande |
City Alias Mixed Case | Boca Grande |
Box Count | 1289 |
SFDU | 0 |
MFDU | 0 |
State ANSI | 12 |
County ANSI | 071 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | N |
Carrier Route Rate Sortation | D |
Finance Number | 110840 |
Unique ZIP Name | |
SSA State County Code | 10350 |
Medicare CBSA Code | 15980 |
Medicare CBSA Name | Cape Coral-Fort Myers, FL |
Medicare CBSA Type | Metro |
Market Rating Area ID | 35 |
County Mixed Case | Lee |
Florida Homeowners Insurance News & Information
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Florida Homeowners Are Concerned About Property Insurance Crisis Posted on Tuesday 1st July, 2025
Insurance rates are rising at unprecedented rates, causing millions of people to struggle with the new premiums. In the last three years, insurance rates have doubled in some areas. Homeowners fear for their houses while their representatives in Congress struggle to help. Insurers are pulling out of states like Florida as damaging hurricanes and powerful […]
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How to Prepare Before Hurricanes Threaten Florida Posted on Monday 19th May, 2025
Hurricane season is quickly approaching and one of the most important things to do before a storm hits is to make sure your insurance coverage is up to date and your coverage levels are sufficient in the event your home is damaged by severe weather. Regardless of whether you own a home or are renting, […]
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New Home Insurance Company Launches in Florida, Shows Signs of Improvement Posted on Tuesday 13th May, 2025
According to Office of Insurance Regulation and leaders in the industry, Florida may finally be emerging from the insurance crisis that it has suffered through for the last decade. Insurance companies operating in the state are starting to stabilize rates and new insurance companies are entering the Florida market. Recently, the Office of Insurance Regulation […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]
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2025 List of States Where Finding Home Insurance Is Most Difficult and Why Posted on Tuesday 11th March, 2025
Homeowners insurance is a necessity if you own a home, particularly if you are currently carrying a mortgage. Mortgage lenders require homeowners insurance to protect their investment in your home by always carrying homeowners insurance. If your insurance is cancelled or you are non-renewed it can be a huge problem. As wildfires and major windstorms […]
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Will Citizens Policyholders See a Home Insurance Rate Decrease? Posted on Tuesday 11th March, 2025
Recently, Gov. Ron DeSantis announced that over 20% of Citizens property insurance policyholders will see a premium decrease of roughly 5.6%. DeSantis also claimed that almost 73% of homeowners who have a policy with Citizens in Miami-Dade County will see a rate reduction of 6.3% on average. The state-run insurer, Citizens Property is finally shedding […]
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Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025
Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]