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Find the Best Home Insurance Rates in 34292

Shopping for homeowners insurance in 34292 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Venice, FL and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Florida licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 34292 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 34292

Find Venice, FL Homeowners Insurance Quotes to review the best coverage options in your area.

34292 Home Insurance Rating is: very high!

In 34292 the average premium is $1620. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 34292, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 34292!

34292 Home Insurance Average Premiums

Local 34292 homeowners insurance quotes comparison

$1370 /yr.

Shows Zip Code: 34292 lowest rates with discounts applied on average.

For the 34292, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1370 /yr.
Average Coverage:$1620 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1920 /yr.

What is the average home insurance cost for a home in 34292?

  • • The average homeowners insurance premium paid annually for a home in 34292 is around $1620 per year.

What does it cost on average per month for home insurance in 34292?

  • • Homeowners in 34292 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 34292?

  • • Autoowners in 34292 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Venice area, check out other zip codes nearby 34292.
Review average rates in another zip code:
34293 homeowners insurance rates
34292 homeowners insurance rates
34285 homeowners insurance rates

Home Replacement Cost Coverage in 34292

Average Building Cost Per Square Foot in 34292: $167

Location: Venice, Florida (Sarasota County)

Average Square Footage in 34292: 1,964 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34292 before you start any project. Venice homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34292 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34292 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,964 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Venice area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,964$328,000
Additional Upgrades & Added Features$2091,964$410,000
Major Home Updates or Advancements$2511,964$492,000

It's important to understand that when you estimate your replacement cost of your home in the 34292 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34292

Best Home & Auto Insurance Agencies in 34292

Allstate Insurance Companies

Address: 1435 E Venice Ave Venice, FL 34292
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Allstate Insurance - Jan Hitt

Address: 395 Commercial Ct Venice, FL 34292
Phone:
Website:
Info:

Housing Demographics for 34292

Population Review for 34292 Zip Code

For the city of Venice, the population within 34292 has increased to over 20,351 residents in population size. The current population total is 17,141. We have broken down the population based on race below. In 34292, there are over 7962 in male population and 9179 females.

PopulationValues
Total Population17,141
White Population15917
Black Population138
Hispanic Population627
Asian Population182
Hawaiian Population2
Indian Population36
Other Population170
Male Population7962
Female Population9179
Population Estimate20351

Household Data for 34292

The average number of homes in 34292 is around 8,561, there are an average of 1.91 per household. The average house value according to local real estate values is around $328,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,561
Persons Per Household1.91
Average House Value$328,000
Income Per Household$74136
Median Age68.9
Median Age Male68.7
Median Age Female69.1
34292 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code941
CityVenice
City Alias NameVENICE
CountySarasota
County FIPS115
State FIPS12
Time Zone5
Day Light SavingY
MSA7510
PMSA
CSA412
CBSA35840
CBSA_DIV
CBSA_TypeMetro
CBSA_NameNorth Port-Bradenton-Sarasota, FL
MSA_NameSarasota-Bradenton, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses527
Number Of Employees6357
Business First Quarter Payroll63187
Business Annual Payroll272262
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population702281
CBSA Division Population0
Congressional District17
Congressional LandArea6369.97
Delivery Residential10655
Delivery Business473
Delivery Total10875
Preferred Last Line KeyY23163
Classification Code
Multi-County
CSA NameNorth Port-Bradenton, FL
CBSA_DIV_Name
City State KeyY23163
Land Area32.493000
Water Area1.166000
City Alias Code
City Mixed CaseVenice
City Alias Mixed CaseVenice
Box Count0
SFDU5155
MFDU1996
State ANSI12
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number119165
Unique ZIP Name
SSA State County Code10570
Medicare CBSA Code35840
Medicare CBSA NameNorth Port-Sarasota-Bradenton, FL
Medicare CBSA TypeMetro
Market Rating Area ID56
County Mixed CaseSarasota

Florida Homeowners Insurance News & Information

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

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  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

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  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]