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34447 Home Insurance Average Premiums

Local 34447 homeowners insurance quotes comparison

$1380 /yr.

Shows Zip Code: 34447 lowest rates with discounts applied on average.

For the 34447, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1380 /yr.
Average Coverage:$1630 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1930 /yr.

What is the average home insurance cost for a home in 34447?

  • • The average homeowners insurance premium paid annually for a home in 34447 is around $1630 per year.

What does it cost on average per month for home insurance in 34447?

  • • Homeowners in 34447 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 34447?

  • • Autoowners in 34447 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Homosassa Springs area, check out other zip codes nearby 34447.
Review average rates in another zip code:
34447 homeowners insurance rates

Home Replacement Cost Coverage in 34447

Average Building Cost Per Square Foot in 34447: $167

Location: Homosassa Springs, Florida (Citrus County)

Average Square Footage in 34447: 988 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34447 before you start any project. Homosassa Springs homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34447 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34447 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 988 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Homosassa Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167988$165,000
Additional Upgrades & Added Features$209988$206,250
Major Home Updates or Advancements$251988$247,500

It's important to understand that when you estimate your replacement cost of your home in the 34447 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34447

Best Home & Auto Insurance Agencies in 34447

Housing Demographics for 34447

Population Review for 34447 Zip Code

For the city of Homosassa Springs, the population within 34447 has increased to over 0 residents in population size. The current population total is 0. We have broken down the population based on race below. In 34447, there are over 0 in male population and 0 females.

PopulationValues
Total Population0
White Population0
Black Population0
Hispanic Population0
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population0
Female Population0
Population Estimate0

Household Data for 34447

The average number of homes in 34447 is around 0, there are an average of 0.00 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode0
Persons Per Household0.00
Average House Value$165,000
Income Per Household$0
Median Age0.0
Median Age Male0.0
Median Age Female0.0
34447 DetailsValues
StateFL
State Full NameFlorida
City TypeZ
City Alias AbbreviationHOMOSASSA SPG
Area Code352
CityHomosassa Springs
City Alias NameHOMOSASSA SPRINGS
CountyCitrus
County FIPS017
State FIPS12
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA26140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameHomosassa Springs, FL
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees69
Business First Quarter Payroll410
Business Annual Payroll1953
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population141236
CBSA Division Population0
Congressional District12
Congressional LandArea883.75
Delivery Residential0
Delivery Business0
Delivery Total4957
Preferred Last Line KeyY22069
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyY22069
Land Area0.000000
Water Area0.000000
City Alias Code
City Mixed CaseHomosassa Springs
City Alias Mixed CaseHomosassa Springs
Box Count521
SFDU0
MFDU0
State ANSI12
County ANSI017
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number114080
Unique ZIP Name
SSA State County Code10080
Medicare CBSA Code26140
Medicare CBSA NameHomosassa Springs, FL
Medicare CBSA TypeMetro
Market Rating Area ID9
County Mixed CaseCitrus

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