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Compare 34655 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in New Port Richey just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 18,737 neighbors looking to save on their home insurance policy in the local 34655 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 34655. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Florida rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your New Port Richey, FL home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in New Port Richey, FL

34655 Home Insurance Average Premiums

Local 34655 homeowners insurance quotes comparison

$1326 /yr.

Shows Zip Code: 34655 lowest rates with discounts applied on average.

For the 34655, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1326 /yr.
Average Coverage:$1576 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1876 /yr.

What is the average home insurance cost for a home in 34655?

  • • The average homeowners insurance premium paid annually for a home in 34655 is around $1576 per year.

What does it cost on average per month for home insurance in 34655?

  • • Homeowners in 34655 pay a monthly average cost per month around $131.00.

What kind of discount could I get if I combine my home and auto insurance together in 34655?

  • • Autoowners in 34655 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Port Richey area, check out other zip codes nearby 34655.
Review average rates in another zip code:
34655 homeowners insurance rates
34654 homeowners insurance rates
34652 homeowners insurance rates
34653 homeowners insurance rates

Home Replacement Cost Coverage in 34655

Average Building Cost Per Square Foot in 34655: $167

Location: New Port Richey, Florida (Pasco County)

Average Square Footage in 34655: 1,616 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34655 before you start any project. New Port Richey homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34655 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34655 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,616 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Port Richey area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,616$269,900
Additional Upgrades & Added Features$2091,616$337,375
Major Home Updates or Advancements$2511,616$404,850

It's important to understand that when you estimate your replacement cost of your home in the 34655 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34655

Angelo Rossello Agency

Address: 4209 Little Rd New Port Richey, FL 34655
Phone: (727)376-3599
Website:

Best Home & Auto Insurance Agencies in 34655

Allstate Insurance - R.Keith Fulton

Address: 5336 Little Rd Trinity, FL 34655
Phone:
Website:
Info:

Angelo Rossello Agency

Address: 4209 Little Rd New Port Richey, FL 34655
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 4117 Little Rd New Port Richey, FL 34655
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 34655

Population Review for 34655 Zip Code

For the city of New Port Richey, the population within 34655 has increased to over 50,386 residents in population size. The current population total is 45,628. We have broken down the population based on race below. In 34655, there are over 21507 in male population and 24121 females.

PopulationValues
Total Population45,628
White Population37708
Black Population1189
Hispanic Population4602
Asian Population1391
Hawaiian Population18
Indian Population110
Other Population1127
Male Population21507
Female Population24121
Population Estimate50386

Household Data for 34655

The average number of homes in 34655 is around 18,737, there are an average of 2.42 per household. The average house value according to local real estate values is around $269,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,737
Persons Per Household2.42
Average House Value$269,900
Income Per Household$71553
Median Age47.4
Median Age Male46.2
Median Age Female48.5
34655 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationNEW PRT RCHY
Area Code727
CityNew Port Richey
City Alias NameNEW PORT RICHEY
CountyPasco
County FIPS101
State FIPS12
Time Zone5
Day Light SavingY
MSA8280
PMSA
CSA
CBSA45300
CBSA_DIV45294
CBSA_TypeMetro
CBSA_NameTampa-St. Petersburg-Clearwater, FL
MSA_NameTampa-St. Petersburg-Clearwater, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1086
Number Of Employees10271
Business First Quarter Payroll119084
Business Annual Payroll518008
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2783243
CBSA Division Population1866701
Congressional District12
Congressional LandArea883.75
Delivery Residential20821
Delivery Business716
Delivery Total22348
Preferred Last Line KeyY22487
Classification Code
Multi-County
CSA Name
CBSA_DIV_NameTampa, FL
City State KeyY22487
Land Area26.977000
Water Area0.279000
City Alias Code
City Mixed CaseNew Port Richey
City Alias Mixed CaseNew Port Richey
Box Count0
SFDU15280
MFDU3245
State ANSI12
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number116375
Unique ZIP Name
SSA State County Code10500
Medicare CBSA Code45300
Medicare CBSA NameTampa-St. Petersburg-Clearwater, FL
Medicare CBSA TypeMetro
Market Rating Area ID51
County Mixed CasePasco

Florida Homeowners Insurance News & Information

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]