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34741 Homeowners Insurance Quotes & Rates

Kissimmee residents living within the 19,863 homes available in the zip code of 34741 are shopping online to compare cheaper and more affordable Kissimmee, FL home insurance rates. In the great city of Kissimmee, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Florida is around $1,651 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 34741 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 34741 home insurance rates today! Please give us a call now at 1-888-685-4704. For Kissimmee, FL Homeowners Insurance Quotes, Click to easily get started!

34741 Home Insurance Average Premiums

Local 34741 homeowners insurance quotes comparison

$1401 /yr.

Shows Zip Code: 34741 lowest rates with discounts applied on average.

For the 34741, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1401 /yr.
Average Coverage:$1651 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1951 /yr.

What is the average home insurance cost for a home in 34741?

  • • The average homeowners insurance premium paid annually for a home in 34741 is around $1651 per year.

What does it cost on average per month for home insurance in 34741?

  • • Homeowners in 34741 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 34741?

  • • Autoowners in 34741 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kissimmee area, check out other zip codes nearby 34741.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 34741

Average Building Cost Per Square Foot in 34741: $167

Location: Kissimmee, Florida (Osceola County)

Average Square Footage in 34741: 1,223 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34741 before you start any project. Kissimmee homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34741 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34741 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,223 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kissimmee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,223$204,200
Additional Upgrades & Added Features$2091,223$255,250
Major Home Updates or Advancements$2511,223$306,300

It's important to understand that when you estimate your replacement cost of your home in the 34741 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34741

A R K Insurance Group Inc

Address: 600 North Thacker Avenue Suite D45 Kissimmee, FL 34741
Phone: (407)933-5827
Website: www.ark-insurancegroup.com

A & R Insurance Incorporated

Address: 3395 West Vine Street # 301 Kissimmee, FL 34741
Phone: (407)870-9462
Website:

Best Home & Auto Insurance Agencies in 34741

Bouchard Insurance

Address: 222 Church St Kissimmee, FL 34741
Phone:
Website: http://www.lupfer-frakes.com
Info:

Allstate Insurance Companies

Address: 600 N Thacker Ave Kissimmee, FL 34741
Phone:
Website:
Info:

State Farm Insurance - Kissimmee, FL

Address: 100 N John Young Pky Kissimmee, FL 34741
Phone:
Website: http://www.online2.statefarm.com/b2c/sf/agent/59/6798
Info:

All Insurance Solutions

Address: 718 N John Young Pky Kissimmee, FL 34741
Phone:
Website: http://www.ayrnet.com
Info:

Allstate Insurance-Warren Foley

Address: 1426 W Osceola Pky Kissimmee, FL 34741
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Housing Demographics for 34741

Population Review for 34741 Zip Code

For the city of Kissimmee, the population within 34741 has increased to over 61,682 residents in population size. The current population total is 56,454. We have broken down the population based on race below. In 34741, there are over 27061 in male population and 29393 females.

PopulationValues
Total Population56,454
White Population16581
Black Population5211
Hispanic Population38715
Asian Population2187
Hawaiian Population27
Indian Population352
Other Population15777
Male Population27061
Female Population29393
Population Estimate61682

Household Data for 34741

The average number of homes in 34741 is around 19,863, there are an average of 2.81 per household. The average house value according to local real estate values is around $204,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,863
Persons Per Household2.81
Average House Value$204,200
Income Per Household$40153
Median Age35.2
Median Age Male33.7
Median Age Female36.4
34741 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code407/689/321
CityKissimmee
City Alias NameKISSIMMEE
CountyOsceola
County FIPS097
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1724
Number Of Employees19589
Business First Quarter Payroll188822
Business Annual Payroll841274
Business Employment Flag
Growth Rank72
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number7478
Growth Increase Percentage2.8
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District09
Congressional LandArea1707.49
Delivery Residential21951
Delivery Business2175
Delivery Total23003
Preferred Last Line KeyY22175
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22175
Land Area14.975000
Water Area1.332000
City Alias Code
City Mixed CaseKissimmee
City Alias Mixed CaseKissimmee
Box Count0
SFDU4120
MFDU6997
State ANSI12
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114665
Unique ZIP Name
SSA State County Code10480
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID49
County Mixed CaseOsceola

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]