Get multiple home insurance quotes in 34748. Our licensed 34748, FL agents are ready to serve you.

34748 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 34748 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Leesburg, FL. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 34748 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-888-685-4704 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Florida, like average Leesburg homeowners insurance rates, coverage options or home insurance types, please select Leesburg, FL Home Insurance Rates Online!

34748 Home Insurance Average Premiums

Local 34748 homeowners insurance quotes comparison

$1373 /yr.

Shows Zip Code: 34748 lowest rates with discounts applied on average.

For the 34748, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1373 /yr.
Average Coverage:$1623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1923 /yr.

What is the average home insurance cost for a home in 34748?

  • • The average homeowners insurance premium paid annually for a home in 34748 is around $1623 per year.

What does it cost on average per month for home insurance in 34748?

  • • Homeowners in 34748 pay a monthly average cost per month around $135.00.

What kind of discount could I get if I combine my home and auto insurance together in 34748?

  • • Autoowners in 34748 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leesburg area, check out other zip codes nearby 34748.
Review average rates in another zip code:
34788 homeowners insurance rates
34748 homeowners insurance rates

Home Replacement Cost Coverage in 34748

Average Building Cost Per Square Foot in 34748: $167

Location: Leesburg, Florida (Lake County)

Average Square Footage in 34748: 1,031 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34748 before you start any project. Leesburg homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34748 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34748 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,031 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leesburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,031$172,100
Additional Upgrades & Added Features$2091,031$215,125
Major Home Updates or Advancements$2511,031$258,150

It's important to understand that when you estimate your replacement cost of your home in the 34748 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34748

Brown & Brown Inc

Address: 1023 W Dixie Ave Leesburg, FL 34748
Phone: (352)787-2431
Website: www.bbinsurance.com

Best Home & Auto Insurance Agencies in 34748

Allstate Insurance Companies

Address: 26736 US-27 Leesburg, FL 34748
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Blue Cross Animal Hospital Inc

Address: 1603 E Main St Leesburg, FL 34748
Phone:
Website:
Info:

Allstate Insurance - Glenn V. Vann

Address: 1100 E North Blvd Leesburg, FL 34748
Phone:
Website:
Info:

Byrd Insurance Agency, Incorporated

Address: 1509 South St Leesburg, FL 34748
Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/byrd_insurance_agency__inc_-b33592&mkt=63801
Info:

Housing Demographics for 34748

Population Review for 34748 Zip Code

For the city of Leesburg, the population within 34748 has increased to over 47,192 residents in population size. The current population total is 45,481. We have broken down the population based on race below. In 34748, there are over 21171 in male population and 24310 females.

PopulationValues
Total Population45,481
White Population31474
Black Population7815
Hispanic Population5081
Asian Population709
Hawaiian Population95
Indian Population144
Other Population1762
Male Population21171
Female Population24310
Population Estimate47192

Household Data for 34748

The average number of homes in 34748 is around 21,209, there are an average of 2.11 per household. The average house value according to local real estate values is around $172,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,209
Persons Per Household2.11
Average House Value$172,100
Income Per Household$46806
Median Age60.2
Median Age Male59.3
Median Age Female61.0
34748 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code352
CityLeesburg
City Alias NameLEESBURG
CountyLake
County FIPS069
State FIPS12
Time Zone5
Day Light SavingY
MSA5960
PMSA
CSA422
CBSA36740
CBSA_DIV
CBSA_TypeMetro
CBSA_NameOrlando-Kissimmee-Sanford, FL
MSA_NameOrlando, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1077
Number Of Employees15430
Business First Quarter Payroll160256
Business Annual Payroll683531
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2134411
CBSA Division Population0
Congressional District11
Congressional LandArea2509.88
Delivery Residential22366
Delivery Business1379
Delivery Total28306
Preferred Last Line KeyY22254
Classification Code
Multi-County
CSA NameOrlando-Lakeland-Deltona, FL
CBSA_DIV_Name
City State KeyY22254
Land Area39.441000
Water Area7.523000
City Alias Code
City Mixed CaseLeesburg
City Alias Mixed CaseLeesburg
Box Count0
SFDU6240
MFDU8055
State ANSI12
County ANSI069
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number115175
Unique ZIP Name
SSA State County Code10340
Medicare CBSA Code36740
Medicare CBSA NameOrlando-Kissimmee-Sanford, FL
Medicare CBSA TypeMetro
Market Rating Area ID34
County Mixed CaseLake

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]