Get multiple home insurance quotes in 34947. Our licensed 34947, FL agents are ready to serve you.

Homeowners Insurance in 34947

In Fort Pierce, FL, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 34947 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Florida licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 34947 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 34947 should appear in the zip code field ready to go.

34947 Homeowners Insurance Rates Are Considered: Very High!

If your looking for a standard homeowners policy in Florida, you are going to see rates around the average home insurance premium per year of $1628. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Fort Pierce home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 34947 Home Insurance Rates Now!

Best 3 Options to Compare in 34947

If you want homeowners insurance quotes within the city of Fort Pierce or in the 34947 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Fort Pierce, FL.

34947 Home Insurance Average Premiums

Local 34947 homeowners insurance quotes comparison

$1378 /yr.

Shows Zip Code: 34947 lowest rates with discounts applied on average.

For the 34947, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1378 /yr.
Average Coverage:$1628 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1928 /yr.

What is the average home insurance cost for a home in 34947?

  • • The average homeowners insurance premium paid annually for a home in 34947 is around $1628 per year.

What does it cost on average per month for home insurance in 34947?

  • • Homeowners in 34947 pay a monthly average cost per month around $136.00.

What kind of discount could I get if I combine my home and auto insurance together in 34947?

  • • Autoowners in 34947 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fort Pierce area, check out other zip codes nearby 34947.
Review average rates in another zip code:
34945 homeowners insurance rates
34951 homeowners insurance rates
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Home Replacement Cost Coverage in 34947

Average Building Cost Per Square Foot in 34947: $167

Location: Fort Pierce, Florida (Saint Lucie County)

Average Square Footage in 34947: 904 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34947 before you start any project. Fort Pierce homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34947 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34947 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 904 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fort Pierce area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$167904$151,000
Additional Upgrades & Added Features$209904$188,750
Major Home Updates or Advancements$251904$226,500

It's important to understand that when you estimate your replacement cost of your home in the 34947 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34947

Best Home & Auto Insurance Agencies in 34947

Housing Demographics for 34947

Population Review for 34947 Zip Code

For the city of Fort Pierce, the population within 34947 has increased to over 14,941 residents in population size. The current population total is 13,933. We have broken down the population based on race below. In 34947, there are over 6705 in male population and 7228 females.

PopulationValues
Total Population13,933
White Population3169
Black Population7871
Hispanic Population3050
Asian Population171
Hawaiian Population2
Indian Population99
Other Population1366
Male Population6705
Female Population7228
Population Estimate14941

Household Data for 34947

The average number of homes in 34947 is around 4,800, there are an average of 2.87 per household. The average house value according to local real estate values is around $151,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,800
Persons Per Household2.87
Average House Value$151,000
Income Per Household$33962
Median Age31.6
Median Age Male29.8
Median Age Female33.5
34947 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code772
CityFort Pierce
City Alias NameFORT PIERCE
CountySaint Lucie
County FIPS111
State FIPS12
Time Zone5
Day Light SavingY
MSA2710
PMSA
CSA370
CBSA38940
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePort St. Lucie, FL
MSA_NameFort Pierce-Port St. Lucie, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses301
Number Of Employees3649
Business First Quarter Payroll31923
Business Annual Payroll138844
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population424107
CBSA Division Population0
Congressional District21
Congressional LandArea260.97
Delivery Residential5206
Delivery Business375
Delivery Total5850
Preferred Last Line KeyY21890
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_Name
City State KeyY21890
Land Area9.707000
Water Area0.070000
City Alias Code
City Mixed CaseFort Pierce
City Alias Mixed CaseFort Pierce
Box Count0
SFDU2964
MFDU752
State ANSI12
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113105
Unique ZIP Name
SSA State County Code10550
Medicare CBSA Code38940
Medicare CBSA NamePort St. Lucie, FL
Medicare CBSA TypeMetro
Market Rating Area ID59
County Mixed CaseSaint Lucie

Florida Homeowners Insurance News & Information

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  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

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  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]