Get multiple home insurance quotes in 34952. Our licensed 34952, FL agents are ready to serve you.

34952 Home Insurance Rates

For homeowners living in 34952, the population estimates are increasing to well over 42,630 with 19,165 occupied homes within the zip code of 34952. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Port Saint Lucie have increased and the average home insurance premium is around $1,652 per year in 34952. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 34952 zip code today so we can help you find affordable Port Saint Lucie, FL home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 34952

Please select one of the three options below based on your 34952 zip code to learn more about Florida homeowners insurance, plus review average rates and information per state, county or city.

  1. Florida Homeowners Insurance Quotes
  2. Saint Lucie County, FL Home Insurance
  3. Port Saint Lucie, FL Home Insurance Quotes

34952 Average Home Insurance Rating Cost is: Very High!

Getting cheaper homeowners insurance in the 34952 zip code just got easier with GetHomeInsuranceQuotes.com of Port Saint Lucie, FL. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 34952 today and let us help you review the best home insurance quotes available for homeowners living in Port Saint Lucie.

Get 34952 Homeowners Insurance Rates Now!

34952 Home Insurance Average Premiums

Local 34952 homeowners insurance quotes comparison

$1402 /yr.

Shows Zip Code: 34952 lowest rates with discounts applied on average.

For the 34952, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1402 /yr.
Average Coverage:$1652 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1952 /yr.

What is the average home insurance cost for a home in 34952?

  • • The average homeowners insurance premium paid annually for a home in 34952 is around $1652 per year.

What does it cost on average per month for home insurance in 34952?

  • • Homeowners in 34952 pay a monthly average cost per month around $138.00.

What kind of discount could I get if I combine my home and auto insurance together in 34952?

  • • Autoowners in 34952 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Port Saint Lucie area, check out other zip codes nearby 34952.
Review average rates in another zip code:
34987 homeowners insurance rates
34983 homeowners insurance rates
34986 homeowners insurance rates
34984 homeowners insurance rates
34953 homeowners insurance rates
34952 homeowners insurance rates

Home Replacement Cost Coverage in 34952

Average Building Cost Per Square Foot in 34952: $167

Location: Port Saint Lucie, Florida (Saint Lucie County)

Average Square Footage in 34952: 1,101 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34952 before you start any project. Port Saint Lucie homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34952 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34952 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,101 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Port Saint Lucie area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,101$183,900
Additional Upgrades & Added Features$2091,101$229,875
Major Home Updates or Advancements$2511,101$275,850

It's important to understand that when you estimate your replacement cost of your home in the 34952 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34952

Blue Cross Blue Shield of Floria Cntrctd GNRL AGNT

Address: 9116 South USHighway 1 Port Saint Lucie, FL 34952
Phone: (772)335-0900
Website:

C & C Insurance Agency Inc

Address: 10306 South USHighway 1 Port Saint Lucie, FL 34952
Phone: (772)337-1250
Website:

Aabacoa Insurance Inc

Address: 8583 South USHighway 1 Port Saint Lucie, FL 34952
Phone: (772)344-0874
Website:

Best Home & Auto Insurance Agencies in 34952

Best of Florida Insurance

Address: 10546 S Us-1 Port St Lucie, FL 34952
Phone:
Website:
Info:

Allstate Insurance Companies

Address: 7200 U.S. 1 Port St Lucie, FL 34952
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 34952

Population Review for 34952 Zip Code

For the city of Port Saint Lucie, the population within 34952 has increased to over 46,774 residents in population size. The current population total is 42,630. We have broken down the population based on race below. In 34952, there are over 20203 in male population and 22427 females.

PopulationValues
Total Population42,630
White Population29511
Black Population4987
Hispanic Population7140
Asian Population851
Hawaiian Population20
Indian Population158
Other Population2223
Male Population20203
Female Population22427
Population Estimate46774

Household Data for 34952

The average number of homes in 34952 is around 19,165, there are an average of 2.19 per household. The average house value according to local real estate values is around $183,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode19,165
Persons Per Household2.19
Average House Value$183,900
Income Per Household$51552
Median Age53.3
Median Age Male51.0
Median Age Female55.0
34952 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias AbbreviationPORT ST LUCIE
Area Code772
CityPort Saint Lucie
City Alias NamePORT SAINT LUCIE
CountySaint Lucie
County FIPS111
State FIPS12
Time Zone5
Day Light SavingY
MSA2710
PMSA
CSA370
CBSA38940
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePort St. Lucie, FL
MSA_NameFort Pierce-Port St. Lucie, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1048
Number Of Employees12702
Business First Quarter Payroll110615
Business Annual Payroll458077
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population424107
CBSA Division Population0
Congressional District21
Congressional LandArea260.97
Delivery Residential21358
Delivery Business1284
Delivery Total22492
Preferred Last Line Key011951
Classification Code
Multi-County
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_Name
City State Key011951
Land Area24.634000
Water Area2.386000
City Alias Code
City Mixed CasePort Saint Lucie
City Alias Mixed CasePort Saint Lucie
Box Count0
SFDU15378
MFDU3431
State ANSI12
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number113108
Unique ZIP Name
SSA State County Code10550
Medicare CBSA Code38940
Medicare CBSA NamePort St. Lucie, FL
Medicare CBSA TypeMetro
Market Rating Area ID59
County Mixed CaseSaint Lucie

Florida Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]