Get multiple home insurance quotes in 34957. Our licensed 34957, FL agents are ready to serve you.

Compare 34957 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 34957 area? The average homeowners premium in Florida for a standard homeowners policy is around $1,602/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 34957 zip code, the population size is around 22,955 with 11,583 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 34957.

Please give us a call now at 1-888-685-4704, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Jensen Beach, FL Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. FL RateDiscountsSavingsShop Rates
$2,165up to 40% off$866

34957 Home Insurance Average Premiums

Local 34957 homeowners insurance quotes comparison

$1352 /yr.

Shows Zip Code: 34957 lowest rates with discounts applied on average.

For the 34957, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$1352 /yr.
Average Coverage:$1602 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1902 /yr.

What is the average home insurance cost for a home in 34957?

  • • The average homeowners insurance premium paid annually for a home in 34957 is around $1602 per year.

What does it cost on average per month for home insurance in 34957?

  • • Homeowners in 34957 pay a monthly average cost per month around $134.00.

What kind of discount could I get if I combine my home and auto insurance together in 34957?

  • • Autoowners in 34957 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jensen Beach area, check out other zip codes nearby 34957.
Review average rates in another zip code:
34957 homeowners insurance rates

Home Replacement Cost Coverage in 34957

Average Building Cost Per Square Foot in 34957: $167

Location: Jensen Beach, Florida (Martin County)

Average Square Footage in 34957: 1,780 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 34957 before you start any project. Jensen Beach homeowners pay on average around $167 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 34957 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 34957 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,780 sq. ft. and the average cost to rebuild the home in this area is around $167 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jensen Beach area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1671,780$297,300
Additional Upgrades & Added Features$2091,780$371,625
Major Home Updates or Advancements$2511,780$445,950

It's important to understand that when you estimate your replacement cost of your home in the 34957 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 34957

Best Home & Auto Insurance Agencies in 34957

Allstate Insurance Companies

Address: 949 NE Jensen Beach Blvd Jensen Beach, FL 34957
Phone:
Website: http://www.allstateagencies.com
Info:

Housing Demographics for 34957

Population Review for 34957 Zip Code

For the city of Jensen Beach, the population within 34957 has increased to over 29,682 residents in population size. The current population total is 22,955. We have broken down the population based on race below. In 34957, there are over 10947 in male population and 12008 females.

PopulationValues
Total Population22,955
White Population20438
Black Population425
Hispanic Population1443
Asian Population334
Hawaiian Population3
Indian Population42
Other Population373
Male Population10947
Female Population12008
Population Estimate29682

Household Data for 34957

The average number of homes in 34957 is around 11,583, there are an average of 1.98 per household. The average house value according to local real estate values is around $297,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode11,583
Persons Per Household1.98
Average House Value$297,300
Income Per Household$62441
Median Age59.3
Median Age Male58.4
Median Age Female60.0
34957 DetailsValues
StateFL
State Full NameFlorida
City TypeP
City Alias Abbreviation
Area Code772
CityJensen Beach
City Alias NameJENSEN BEACH
CountyMartin
County FIPS085
State FIPS12
Time Zone5
Day Light SavingY
MSA2710
PMSA
CSA370
CBSA38940
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePort St. Lucie, FL
MSA_NameFort Pierce-Port St. Lucie, FL MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses798
Number Of Employees9768
Business First Quarter Payroll103601
Business Annual Payroll461434
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population424107
CBSA Division Population0
Congressional District21
Congressional LandArea260.97
Delivery Residential14991
Delivery Business833
Delivery Total16693
Preferred Last Line KeyY22145
Classification Code
Multi-CountyY
CSA NameMiami-Port St. Lucie-Fort Lauderdale, FL
CBSA_DIV_Name
City State KeyY22145
Land Area16.361000
Water Area18.068000
City Alias Code
City Mixed CaseJensen Beach
City Alias Mixed CaseJensen Beach
Box Count65
SFDU6497
MFDU6299
State ANSI12
County ANSI085
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number114470
Unique ZIP Name
SSA State County Code10420
Medicare CBSA Code38940
Medicare CBSA NamePort St. Lucie, FL
Medicare CBSA TypeMetro
Market Rating Area ID42
County Mixed CaseMartin

Florida Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

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  • Why Are Homeowners Insurance Premiums Rising in 2024? Posted on Tuesday 9th July, 2024

    As insurance rates rise at unprecedented rates, homeowners are cutting back on groceries, travel, dining out, and even medication to afford the cost of their insurance premiums. In even more shocking news, 1 in 10 homeowners are even consider moving to an area with lower premiums, according to a recent survey by Claimguide. According to […]

  • Coastal Homeowners Insurance in Florida Posted on Monday 8th July, 2024

    Florida has it all, constant sunshine, beaches,plenty of restaurants and entertainment. It also has some of the highest homeowner insurance premiums in the country. According to Value Penguin, the Sunshine State has the 14th most expensive homeowner insurance rates in the country with the average premium coming in at $1,727. While insurance premiums are high all […]

  • Florida’s Broward Commissioner is Asking Congress to Lower Insurance Rates Posted on Monday 1st April, 2024

    A bill in the U.S. House called the Natural Disaster Reinsurance Plan, hopes to lower insurance costs for policyholders in states that opt-in to the program which will scale back the requirements regarding the amount of reinsurance that insurance companies need to purchase.  Currently, a Broward commissioner is asking Congress to pass legislation he claims […]

  • Florida Lawmakers May Allow Takeout Offers to Citizens’ Policyholders Posted on Wednesday 13th March, 2024

    Lawmakers in Florida are moving closer to allowing specific insurer types to make offers to policyholders currently with Citizen’s Property to insure their vacation or second home.  SB 1716 this week cleared the Senate’s Fiscal Policy Committee for the takeout offers after the Senate’s Banking and Insurance Committee approved the measure earlier this month.  This […]

  • Florida has 7 New Home Insurance Companies Entering the Market Posted on Friday 1st March, 2024

    Recently, Florida has seen seven new insurance companies enter the market for homeowners coverage. Currently, the average premium for homeowners coverage is $6,000 a year in the Sunshine state compared to a nationwide average of just $1,700 a year, according to the Insurance Information Institute.  The Insurance Information Institute is hopeful that the new insurance […]