Get multiple home insurance quotes in 30033. Our licensed 30033, GA agents are ready to serve you.

30033 Home Insurance Rates

For homeowners living in 30033, the population estimates are increasing to well over 33,189 with 14,755 occupied homes within the zip code of 30033. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Decatur have increased and the average home insurance premium is around $1,093 per year in 30033. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 30033 zip code today so we can help you find affordable Decatur, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 30033

Please select one of the three options below based on your 30033 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Dekalb County, GA Home Insurance
  3. Decatur, GA Home Insurance Quotes

30033 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 30033 zip code just got easier with GetHomeInsuranceQuotes.com of Decatur, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 30033 today and let us help you review the best home insurance quotes available for homeowners living in Decatur.

Get 30033 Homeowners Insurance Rates Now!

30033 Home Insurance Average Premiums

Local 30033 homeowners insurance quotes comparison

$843 /yr.

Shows Zip Code: 30033 lowest rates with discounts applied on average.

For the 30033, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$843 /yr.
Average Coverage:$1093 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1393 /yr.

What is the average home insurance cost for a home in 30033?

  • • The average homeowners insurance premium paid annually for a home in 30033 is around $1093 per year.

What does it cost on average per month for home insurance in 30033?

  • • Homeowners in 30033 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30033?

  • • Autoowners in 30033 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Decatur area, check out other zip codes nearby 30033.
Review average rates in another zip code:
30032 homeowners insurance rates
30034 homeowners insurance rates
30030 homeowners insurance rates
30035 homeowners insurance rates
30033 homeowners insurance rates

Home Replacement Cost Coverage in 30033

Average Building Cost Per Square Foot in 30033: $122

Location: Decatur, Georgia (Dekalb County)

Average Square Footage in 30033: 2,914 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30033 before you start any project. Decatur homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30033 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30033 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,914 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Decatur area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,914$355,500
Additional Upgrades & Added Features$1532,914$444,375
Major Home Updates or Advancements$1832,914$533,250

It's important to understand that when you estimate your replacement cost of your home in the 30033 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30033

Allstate Insurance - Walter Calvin Herring

Address: 2784 N Decatur Rd Decatur, GA 30033
Phone: (404)292-2122
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=16457

Larry Harris Agency

Address: 2050 Lawrenceville Hwy Decatur, GA 30033
Phone: (404)443-5410
Website:

Eun K. Park-Lee Agency

Address: 2050 Lawrenceville Hwy Decatur, GA 30033
Phone: (404)443-5404
Website:

Best Home & Auto Insurance Agencies in 30033

Focus Insurance Group

Address: 2373 Lawrenceville Hwy Decatur, GA 30033
Phone:
Website: http://www.progressive.com
Info: Car Insurance: Auto Insurance & Online Insurance Quotes - Progressive
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Allstate Insurance Companies

Address: 1924 Clairmont Rd Decatur, GA 30033
Phone:
Website:
Info:

Joey Handley

Address: 2179 Lawrenceville Hwy Decatur, GA 30033
Phone:
Website: http://www.firstacceptancecorp.com/Locations.aspx
Info:

Allstate Insurance Company - Jim Johnson

Address: 2771 Lawrenceville Hwy Decatur, GA 30033
Phone:
Website: http://www.allstateagencies.com/068100?cid=OTC-YP.com-IYP&att=TL
Info:

RL Financial Group, Inc - Nationwide Insurance

Address: 1439 McLendon Dr, Ste C Decatur, GA 30033
Phone:
Website: http://www.nationwide.com/agent/Decatur-GEORGIA-insurance-agent/reuben-lewis/office.html
Info:

Housing Demographics for 30033

Population Review for 30033 Zip Code

For the city of Decatur, the population within 30033 has increased to over 34,476 residents in population size. The current population total is 33,189. We have broken down the population based on race below. In 30033, there are over 15091 in male population and 18098 females.

PopulationValues
Total Population33,189
White Population19890
Black Population4720
Hispanic Population2228
Asian Population5152
Hawaiian Population11
Indian Population91
Other Population802
Male Population15091
Female Population18098
Population Estimate34476

Household Data for 30033

The average number of homes in 30033 is around 14,755, there are an average of 2.13 per household. The average house value according to local real estate values is around $355,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,755
Persons Per Household2.13
Average House Value$355,500
Income Per Household$94124
Median Age36.8
Median Age Male35.9
Median Age Female37.6
30033 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470
CityDecatur
City Alias NameDECATUR
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses941
Number Of Employees13390
Business First Quarter Payroll201085
Business Annual Payroll884384
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|05
Congressional LandArea496.6|264.91
Delivery Residential16186
Delivery Business856
Delivery Total20816
Preferred Last Line KeyX10333
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10333
Land Area8.833000
Water Area0.026000
City Alias Code
City Mixed CaseDecatur
City Alias Mixed CaseDecatur
Box Count100
SFDU8226
MFDU5373
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122442
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]