Get multiple home insurance quotes in 30043. Our licensed 30043, GA agents are ready to serve you.

30043 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30043 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Lawrenceville, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30043 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Lawrenceville homeowners insurance rates, coverage options or home insurance types, please select Lawrenceville, GA Home Insurance Rates Online!

30043 Home Insurance Average Premiums

Local 30043 homeowners insurance quotes comparison

$869 /yr.

Shows Zip Code: 30043 lowest rates with discounts applied on average.

For the 30043, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$869 /yr.
Average Coverage:$1119 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1419 /yr.

What is the average home insurance cost for a home in 30043?

  • • The average homeowners insurance premium paid annually for a home in 30043 is around $1119 per year.

What does it cost on average per month for home insurance in 30043?

  • • Homeowners in 30043 pay a monthly average cost per month around $93.00.

What kind of discount could I get if I combine my home and auto insurance together in 30043?

  • • Autoowners in 30043 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lawrenceville area, check out other zip codes nearby 30043.
Review average rates in another zip code:
30043 homeowners insurance rates
30044 homeowners insurance rates
30045 homeowners insurance rates
30046 homeowners insurance rates

Home Replacement Cost Coverage in 30043

Average Building Cost Per Square Foot in 30043: $122

Location: Lawrenceville, Georgia (Gwinnett County)

Average Square Footage in 30043: 2,131 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30043 before you start any project. Lawrenceville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30043 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30043 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,131 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lawrenceville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,131$260,000
Additional Upgrades & Added Features$1532,131$325,000
Major Home Updates or Advancements$1832,131$390,000

It's important to understand that when you estimate your replacement cost of your home in the 30043 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30043

Farm Bureau Insurance

Address: 1150 Cripple Creek Drive Lawrenceville, GA 30043
Phone: (770)963-6209
Website: www.gfb.org

Best Home & Auto Insurance Agencies in 30043

Jimmy Hooks State Farm

Address: 1881 Duluth Hwy Lawrenceville, GA 30043
Phone:
Website: http://www.statefarm.com/
Info:

Allstate Insurance Company - Karl Boling

Address: 1438 Duluth Hwy Lawrenceville, GA 30043
Phone:
Website: http://www.allstateagencies.com/017296?cid=OTC-YP.com-IYP&att=TL
Info:

Alfa Insurance - Lawrenceville

Address: 1674 NE Suwanee Rd Lawrenceville, GA 30043
Phone:
Website:
Info:

Day, Lori Agent - Lori Day State Farm Agency

Address: 1475 Buford Dr, #503 Lawrenceville, GA 30043
Phone:
Website: http://www.statefarm.com/
Info:

Cowart Insurance Agency Incorporated

Address: 1000 Hurricane Shoals Rd NE, #B-600 Lawrenceville, GA 30043
Phone:
Website: http://www.cowartinsurance.com/
Info:

Housing Demographics for 30043

Population Review for 30043 Zip Code

For the city of Lawrenceville, the population within 30043 has increased to over 92,364 residents in population size. The current population total is 88,453. We have broken down the population based on race below. In 30043, there are over 42914 in male population and 45539 females.

PopulationValues
Total Population88,453
White Population34734
Black Population21243
Hispanic Population18110
Asian Population13557
Hawaiian Population59
Indian Population622
Other Population8182
Male Population42914
Female Population45539
Population Estimate92364

Household Data for 30043

The average number of homes in 30043 is around 29,077, there are an average of 2.95 per household. The average house value according to local real estate values is around $260,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode29,077
Persons Per Household2.95
Average House Value$260,000
Income Per Household$81640
Median Age37.0
Median Age Male35.6
Median Age Female38.3
30043 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470
CityLawrenceville
City Alias NameLAWRENCEVILLE
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses2223
Number Of Employees30438
Business First Quarter Payroll381459
Business Annual Payroll1662615
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07|09
Congressional LandArea392.61|5210.81
Delivery Residential31310
Delivery Business1718
Delivery Total32369
Preferred Last Line KeyX10712
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10712
Land Area33.074000
Water Area0.370000
City Alias Code
City Mixed CaseLawrenceville
City Alias Mixed CaseLawrenceville
Box Count0
SFDU23839
MFDU3674
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number124961
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]