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Home Insurance in 30047

One of the best ways to save money on your homeowners insurance policy in the 30047 zip code is to shop your coverage on a regular basis. If your premium has been headed up in the last few years, we can help you find a great policy from the comfort of your own living room.

GetHomeInsuranceQuotes.com is the easiest way to shop for competitive homeowners insurance rates in in Lilburn, GA. A few clicks of the mouse and we will show you quotes from up to 12 nationwide carriers who are happy to compete for your business.

As always, our service is free and our Georgia licensed agents can advise you on the coverages you need as well as the coverage levels you should be carrying to fully protect your property and possessions. They will also be happy to answer any questions you may have and explain the details of your homeowners insurance coverage.

Getting started is easy, simply click on the "Get Multiple Quotes Now" button at the top of the page, verify your 30047 zip code and you are ready to start saving on home insurance.

Quickly Compare Rate Quotes for 30047

Find Lilburn, GA Homeowners Insurance Quotes to review the best coverage options in your area.

Information on the Average Homeowners Premiums in 30047

According to industry data, homeowners located in Lilburn pay roughly $1050 per year for a HO-3 homeowners policy. A HO-3 policy is considered the standard when it comes to homeowners insurance. It offers protection for your home, possessions, loss of use as well as liability protection. If you have a mortgage on your property, your lender will require an HO-3 policy is in place to protect their loan.

Remember, an HO-3 policy does not offer coverage for flood damage in 30047 zip code. If you live in a high-risk area for flood damage, your lender will most likely require that you carry a separate flood insurance policy. Our agents can help you determine if you need flood insurance coverage and help you find a policy that fully protects your property.

A recent ranking of Georgia home insurance premiums found that premiums in 30047 are 15 when compared to other state averages. Shopping your coverage on a regular basis is the best way to ensure you are getting the best price on a homeowners policy.

Start Shopping 30047 Home Insurance Quotes Right Now!

The best part of our job is helping homeowners save money on their homeowners insurance while also educating our clients on the different types of coverage available to them in 30047.

Let us find you a great policy at an affordable price, get 30047 homeowners insurance quotes now.

30047 Home Insurance Average Premiums

Local 30047 homeowners insurance quotes comparison

$800 /yr.

Shows Zip Code: 30047 lowest rates with discounts applied on average.

For the 30047, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$800 /yr.
Average Coverage:$1050 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1350 /yr.

What is the average home insurance cost for a home in 30047?

  • • The average homeowners insurance premium paid annually for a home in 30047 is around $1050 per year.

What does it cost on average per month for home insurance in 30047?

  • • Homeowners in 30047 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30047?

  • • Autoowners in 30047 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lilburn area, check out other zip codes nearby 30047.
Review average rates in another zip code:
30047 homeowners insurance rates

Home Replacement Cost Coverage in 30047

Average Building Cost Per Square Foot in 30047: $122

Location: Lilburn, Georgia (Gwinnett County)

Average Square Footage in 30047: 2,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30047 before you start any project. Lilburn homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30047 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30047 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,001 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lilburn area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,001$244,100
Additional Upgrades & Added Features$1532,001$305,125
Major Home Updates or Advancements$1832,001$366,150

It's important to understand that when you estimate your replacement cost of your home in the 30047 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30047

Cook Financial Insurance

Address: PO Box 692 Grayson, GA 30047
Phone: (770)736-8881
Website:

Charles Dorman Jr. Agency

Address: 4282 Stone Mountain Hwy Lilburn, GA 30047
Phone: (770)979-0030
Website:

David Ramsey Insurance Agency

Address: 4896 Rock Haven Drive Southwest Lilburn, GA 30047
Phone: (770)978-0830
Website:

Almond John & Associates Insurance Inc

Address: 3100 Five Forks Trickum Rd Sw Lilburn, GA 30047
Phone: (770)982-7051
Website:

Best Home & Auto Insurance Agencies in 30047

Allstate Insurance Companies

Address: 5375 Five Forks Trickum Rd SW Lilburn, GA 30047
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Abbey Insurance

Address: 605 Indian Trail-Lilburn Rd NW Lilburn, GA 30047
Phone:
Website:
Info:

Charles Dorman Jr. Agency

Address: 4282 Stone Mountain Hwy Lilburn, GA 30047
Phone:
Website:
Info:

Aviation Insurance Insuramerica

Address: 4250 Stone Mountain Hwy Lilburn, GA 30047
Phone:
Website: http://www.insuramerica.com
Info:

Cooper Ed

Address: 4051 Stone Mountain Hwy Lilburn, GA 30047
Phone:
Website:
Info:

Housing Demographics for 30047

Population Review for 30047 Zip Code

For the city of Lilburn, the population within 30047 has increased to over 70,531 residents in population size. The current population total is 69,172. We have broken down the population based on race below. In 30047, there are over 34109 in male population and 35063 females.

PopulationValues
Total Population69,172
White Population25889
Black Population13558
Hispanic Population16891
Asian Population12314
Hawaiian Population42
Indian Population695
Other Population9501
Male Population34109
Female Population35063
Population Estimate70531

Household Data for 30047

The average number of homes in 30047 is around 21,841, there are an average of 3.16 per household. The average house value according to local real estate values is around $244,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,841
Persons Per Household3.16
Average House Value$244,100
Income Per Household$76498
Median Age37.8
Median Age Male36.4
Median Age Female39.0
30047 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityLilburn
City Alias NameLILBURN
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1508
Number Of Employees10935
Business First Quarter Payroll89844
Business Annual Payroll404706
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07
Congressional LandArea392.61
Delivery Residential22320
Delivery Business1610
Delivery Total24908
Preferred Last Line KeyX10730
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10730
Land Area27.367000
Water Area0.331000
City Alias Code
City Mixed CaseLilburn
City Alias Mixed CaseLilburn
Box Count0
SFDU19096
MFDU1955
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125093
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]