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Quickly Revew Homeowners Insurance in 30058

If you own a home in Lithonia, GA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 30058 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Georgia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 30058 and start comparing rates now.

30058 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 30058 is $1035 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 30058 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lithonia, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30058 Home Insurance Average Premiums

Local 30058 homeowners insurance quotes comparison

$785 /yr.

Shows Zip Code: 30058 lowest rates with discounts applied on average.

For the 30058, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$785 /yr.
Average Coverage:$1035 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1335 /yr.

What is the average home insurance cost for a home in 30058?

  • • The average homeowners insurance premium paid annually for a home in 30058 is around $1035 per year.

What does it cost on average per month for home insurance in 30058?

  • • Homeowners in 30058 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30058?

  • • Autoowners in 30058 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lithonia area, check out other zip codes nearby 30058.
Review average rates in another zip code:
30058 homeowners insurance rates
30038 homeowners insurance rates

Home Replacement Cost Coverage in 30058

Average Building Cost Per Square Foot in 30058: $122

Location: Lithonia, Georgia (Dekalb County)

Average Square Footage in 30058: 1,254 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30058 before you start any project. Lithonia homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30058 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30058 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,254 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lithonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,254$153,000
Additional Upgrades & Added Features$1531,254$191,250
Major Home Updates or Advancements$1831,254$229,500

It's important to understand that when you estimate your replacement cost of your home in the 30058 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30058

Best Home & Auto Insurance Agencies in 30058

Howard- Lemuel - State Farm Insurance Agent

Address: 2716 Evans Mill Rd Lithonia, GA 30058
Phone:
Website:
Info:

Staci Bush American Family Insurance

Address: 2617 Panola Rd, #102 Lithonia, GA 30058
Phone:
Website: http://www.amfam.com/agentlocator/myHomePage.do?agent=SBUSH
Info:

Marshall Jr- Joseph D

Address: 2663 Panola Rd Lithonia, GA 30058
Phone:
Website:
Info:

Allstate Insurance Company - Kenneth Worthy

Address: 7535 Covington Highway Lithonia, GA 30058
Phone:
Website: http://www.allstateagencies.com/022898?cid=OTC-YP.com-IYP&att=TL
Info:

American Family Insurance - Bernard Uptgrow

Address: 2617 Panola Rd, Ste 102 Lithonia, GA 30058
Phone:
Website: http://www.insurance-agency.amfam.com/GA/bernard-uptgrow/default.aspx?sourceid=yp3
Info:

Housing Demographics for 30058

Population Review for 30058 Zip Code

For the city of Lithonia, the population within 30058 has increased to over 60,948 residents in population size. The current population total is 59,445. We have broken down the population based on race below. In 30058, there are over 26157 in male population and 33288 females.

PopulationValues
Total Population59,445
White Population1744
Black Population53742
Hispanic Population2235
Asian Population312
Hawaiian Population13
Indian Population127
Other Population1216
Male Population26157
Female Population33288
Population Estimate60948

Household Data for 30058

The average number of homes in 30058 is around 21,359, there are an average of 2.77 per household. The average house value according to local real estate values is around $153,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode21,359
Persons Per Household2.77
Average House Value$153,000
Income Per Household$59549
Median Age35.4
Median Age Male32.5
Median Age Female37.7
30058 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityLithonia
City Alias NameLITHONIA
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses688
Number Of Employees8303
Business First Quarter Payroll89729
Business Annual Payroll369478
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04
Congressional LandArea496.6
Delivery Residential22003
Delivery Business946
Delivery Total23978
Preferred Last Line KeyX10738
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10738
Land Area30.533000
Water Area0.578000
City Alias Code
City Mixed CaseLithonia
City Alias Mixed CaseLithonia
Box Count801
SFDU16381
MFDU2336
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number125170
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]