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Home Insurance Quotes in 30078
Are you shopping for a cheaper homeowners insurance rate in 30078? Our rates are very competitive for homeowners living in Snellville, GA. Many homeowners located in the 30078 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 30078. To get free 30078 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30078 zip code should appear in the zip code field ready to go. Shopping Snellville, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 30078 to review the best rate coverages.
Your 30078 Home Insurance Costs Is Rated: High!
For the great city of Snellville, the average home insurance premium paid annually is around $1009 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Snellville and need insurance on your home in the 30078 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.
30078 Home Insurance Average Premiums
For the 30078, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $759 /yr. |
Average Coverage: | $1009 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1309 /yr. |
What is the average home insurance cost for a home in 30078?
- • The average homeowners insurance premium paid annually for a home in 30078 is around $1009 per year.
What does it cost on average per month for home insurance in 30078?
- • Homeowners in 30078 pay a monthly average cost per month around $84.00.
What kind of discount could I get if I combine my home and auto insurance together in 30078?
- • Autoowners in 30078 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Snellville area, check out other zip codes nearby 30078.
Review average rates in another zip code:
30078 homeowners insurance rates
30039 homeowners insurance rates
Home Replacement Cost Coverage in 30078
Average Building Cost Per Square Foot in 30078: $122
Location: Snellville, Georgia (Gwinnett County)Average Square Footage in 30078: 1,921 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30078 before you start any project. Snellville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30078 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30078 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,921 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Snellville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 1,921 | $234,400 |
Additional Upgrades & Added Features | $153 | 1,921 | $293,000 |
Major Home Updates or Advancements | $183 | 1,921 | $351,600 |
It's important to understand that when you estimate your replacement cost of your home in the 30078 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30078
Allstate Insurance - Ralph Martin
Address: 2821 Hwy 78 Bx327 Snellville, GA 30078Phone: (770)972-8800
Website:
Insurance Associates of Georgia Inc
Address: 2331 Henry Clower Boulevard Snellville, GA 30078Phone: (770)979-2350
Website: www.iageorgia.com
Allstate Insurance - Dale Gainey
Address: 2821 Hwy 78/box 327 Snellville, GA 30078Phone: (770)972-8800
Website:
Best Home & Auto Insurance Agencies in 30078
Cornerstone Insurance Agency
Address: 2330 Scenic Highway Snellville, GA 30078Phone:
Website: http://www.insurewithcornerstone.com/
Info:
STATE FARM-CHUCK ALMAND-LIFE INSURANCE-SNELLVILLE
Address: 1608 Tree Ln, Ste B200 Snellville, GA 30078Phone:
Website:
Info:
Insurance Associates of Georgia Inc
Address: 2331 Henry Clower Blvd Snellville, GA 30078Phone:
Website: http://www.iageorgia.com
Info:
State Farm Insurance
Address: 2318 Scenic Highway Snellville, GA 30078Phone:
Website: http://www.statefarm.com/
Info:
Cail- Ronald E
Address: 2850 Main St W Snellville, GA 30078Phone:
Website:
Info:
Housing Demographics for 30078
Population Review for 30078 Zip Code
For the city of Snellville, the population within 30078 has increased to over 42,403 residents in population size. The current population total is 38,350. We have broken down the population based on race below. In 30078, there are over 18112 in male population and 20238 females.
Population | Values |
---|---|
Total Population | 38,350 |
White Population | 14549 |
Black Population | 13776 |
Hispanic Population | 4633 |
Asian Population | 4258 |
Hawaiian Population | 31 |
Indian Population | 219 |
Other Population | 2208 |
Male Population | 18112 |
Female Population | 20238 |
Population Estimate | 42403 |
Household Data for 30078
The average number of homes in 30078 is around 12,550, there are an average of 3.02 per household. The average house value according to local real estate values is around $234,400. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 12,550 |
Persons Per Household | 3.02 |
Average House Value | $234,400 |
Income Per Household | $81438 |
Median Age | 39.0 |
Median Age Male | 37.0 |
Median Age Female | 40.4 |
30078 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 770/678 |
City | Snellville |
City Alias Name | SNELLVILLE |
County | Gwinnett |
County FIPS | 135 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 0520 |
PMSA | |
CSA | 122 |
CBSA | 12060 |
CBSA_DIV | 12054 |
CBSA_Type | Metro |
CBSA_Name | Atlanta-Sandy Springs-Roswell, GA |
MSA_Name | Atlanta, GA MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1197 |
Number Of Employees | 13151 |
Business First Quarter Payroll | 118607 |
Business Annual Payroll | 523163 |
Business Employment Flag | |
Growth Rank | 99 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 19620 |
Growth Increase Percentage | 2.4 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5268860 |
CBSA Division Population | 4124692 |
Congressional District | 07 |
Congressional LandArea | 392.61 |
Delivery Residential | 14041 |
Delivery Business | 1246 |
Delivery Total | 15841 |
Preferred Last Line Key | X11154 |
Classification Code | |
Multi-County | |
CSA Name | Atlanta--Athens-Clarke County--Sandy Springs, GA-AL |
CBSA_DIV_Name | Atlanta-Sandy Springs-Roswell, GA |
City State Key | X11154 |
Land Area | 17.307000 |
Water Area | 0.256000 |
City Alias Code | |
City Mixed Case | Snellville |
City Alias Mixed Case | Snellville |
Box Count | 632 |
SFDU | 11554 |
MFDU | 419 |
State ANSI | 13 |
County ANSI | 135 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 128030 |
Unique ZIP Name | |
SSA State County Code | 11530 |
Medicare CBSA Code | 12060 |
Medicare CBSA Name | Atlanta-Sandy Springs-Alpharetta, GA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Gwinnett |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]