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Home Insurance Quotes in 30078

Are you shopping for a cheaper homeowners insurance rate in 30078? Our rates are very competitive for homeowners living in Snellville, GA. Many homeowners located in the 30078 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 30078. To get free 30078 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30078 zip code should appear in the zip code field ready to go. Shopping Snellville, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 30078 to review the best rate coverages.

Your 30078 Home Insurance Costs Is Rated: High!

For the great city of Snellville, the average home insurance premium paid annually is around $1009 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Snellville and need insurance on your home in the 30078 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 30078 Homeowners Insurance Rates Now!

30078 Home Insurance Average Premiums

Local 30078 homeowners insurance quotes comparison

$759 /yr.

Shows Zip Code: 30078 lowest rates with discounts applied on average.

For the 30078, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$759 /yr.
Average Coverage:$1009 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1309 /yr.

What is the average home insurance cost for a home in 30078?

  • • The average homeowners insurance premium paid annually for a home in 30078 is around $1009 per year.

What does it cost on average per month for home insurance in 30078?

  • • Homeowners in 30078 pay a monthly average cost per month around $84.00.

What kind of discount could I get if I combine my home and auto insurance together in 30078?

  • • Autoowners in 30078 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Snellville area, check out other zip codes nearby 30078.
Review average rates in another zip code:
30078 homeowners insurance rates
30039 homeowners insurance rates

Home Replacement Cost Coverage in 30078

Average Building Cost Per Square Foot in 30078: $122

Location: Snellville, Georgia (Gwinnett County)

Average Square Footage in 30078: 1,921 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30078 before you start any project. Snellville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30078 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30078 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,921 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Snellville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,921$234,400
Additional Upgrades & Added Features$1531,921$293,000
Major Home Updates or Advancements$1831,921$351,600

It's important to understand that when you estimate your replacement cost of your home in the 30078 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30078

Allstate Insurance - Ralph Martin

Address: 2821 Hwy 78 Bx327 Snellville, GA 30078
Phone: (770)972-8800
Website:

Insurance Associates of Georgia Inc

Address: 2331 Henry Clower Boulevard Snellville, GA 30078
Phone: (770)979-2350
Website: www.iageorgia.com

Allstate Insurance - Dale Gainey

Address: 2821 Hwy 78/box 327 Snellville, GA 30078
Phone: (770)972-8800
Website:

Best Home & Auto Insurance Agencies in 30078

Cornerstone Insurance Agency

Address: 2330 Scenic Highway Snellville, GA 30078
Phone:
Website: http://www.insurewithcornerstone.com/
Info:

STATE FARM-CHUCK ALMAND-LIFE INSURANCE-SNELLVILLE

Address: 1608 Tree Ln, Ste B200 Snellville, GA 30078
Phone:
Website:
Info:

Insurance Associates of Georgia Inc

Address: 2331 Henry Clower Blvd Snellville, GA 30078
Phone:
Website: http://www.iageorgia.com
Info:

State Farm Insurance

Address: 2318 Scenic Highway Snellville, GA 30078
Phone:
Website: http://www.statefarm.com/
Info:

Cail- Ronald E

Address: 2850 Main St W Snellville, GA 30078
Phone:
Website:
Info:

Housing Demographics for 30078

Population Review for 30078 Zip Code

For the city of Snellville, the population within 30078 has increased to over 42,403 residents in population size. The current population total is 38,350. We have broken down the population based on race below. In 30078, there are over 18112 in male population and 20238 females.

PopulationValues
Total Population38,350
White Population14549
Black Population13776
Hispanic Population4633
Asian Population4258
Hawaiian Population31
Indian Population219
Other Population2208
Male Population18112
Female Population20238
Population Estimate42403

Household Data for 30078

The average number of homes in 30078 is around 12,550, there are an average of 3.02 per household. The average house value according to local real estate values is around $234,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,550
Persons Per Household3.02
Average House Value$234,400
Income Per Household$81438
Median Age39.0
Median Age Male37.0
Median Age Female40.4
30078 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CitySnellville
City Alias NameSNELLVILLE
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1197
Number Of Employees13151
Business First Quarter Payroll118607
Business Annual Payroll523163
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07
Congressional LandArea392.61
Delivery Residential14041
Delivery Business1246
Delivery Total15841
Preferred Last Line KeyX11154
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11154
Land Area17.307000
Water Area0.256000
City Alias Code
City Mixed CaseSnellville
City Alias Mixed CaseSnellville
Box Count632
SFDU11554
MFDU419
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128030
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]