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30096, GA Homeowners Insurance Rates

With a population size of 69,953 and with 27,369 occupied homes in the 30096 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Duluth, GA are around $1,100 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Duluth, Georgia. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Georgia home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Duluth, GA.

For Georgia home insurance information, including average Duluth home insurance rates, coverage options or the different homeowners insurance types, please select Duluth, GA Home Insurance Quotes Now!

30096 Home Insurance Average Premiums

Local 30096 homeowners insurance quotes comparison

$850 /yr.

Shows Zip Code: 30096 lowest rates with discounts applied on average.

For the 30096, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$850 /yr.
Average Coverage:$1100 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1400 /yr.

What is the average home insurance cost for a home in 30096?

  • • The average homeowners insurance premium paid annually for a home in 30096 is around $1100 per year.

What does it cost on average per month for home insurance in 30096?

  • • Homeowners in 30096 pay a monthly average cost per month around $92.00.

What kind of discount could I get if I combine my home and auto insurance together in 30096?

  • • Autoowners in 30096 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Duluth area, check out other zip codes nearby 30096.
Review average rates in another zip code:
30097 homeowners insurance rates
30096 homeowners insurance rates

Home Replacement Cost Coverage in 30096

Average Building Cost Per Square Foot in 30096: $122

Location: Duluth, Georgia (Gwinnett County)

Average Square Footage in 30096: 2,096 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30096 before you start any project. Duluth homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30096 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30096 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,096 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Duluth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,096$255,700
Additional Upgrades & Added Features$1532,096$319,625
Major Home Updates or Advancements$1832,096$383,550

It's important to understand that when you estimate your replacement cost of your home in the 30096 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30096

Allstate Insurance - Charles Whittington

Address: 2400 Pleasant Hill Road Suite 100 Duluth, GA 30096
Phone: (770)476-0700
Website:

Allstate Insurance-Jana Lea Lobato

Address: 3940 Peachtree Industrial Blvd Ste G Duluth, GA 30096
Phone: (770)495-0922
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 30096

A Advantage Insurance Agency

Address: 2365 Satellite Blvd NW Duluth, GA 30096
Phone:
Website:
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State Farm - Kara Garcia

Address: 2645 North Berkeley Lake Road #204 Duluth, GA 30096
Phone:
Website:
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Allstate Insurance Companies

Address: 3460 Summit Ridge Pky Duluth, GA 30096
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance - Charles Whittington

Address: 2400 Pleasant Hill Rd, #100 Duluth, GA 30096
Phone:
Website:
Info:

Keeling Insurance Agency

Address: 3500 Duluth Park Ln Duluth, GA 30096
Phone:
Website:
Info:

Housing Demographics for 30096

Population Review for 30096 Zip Code

For the city of Duluth, the population within 30096 has increased to over 72,491 residents in population size. The current population total is 69,953. We have broken down the population based on race below. In 30096, there are over 33995 in male population and 35958 females.

PopulationValues
Total Population69,953
White Population21501
Black Population17586
Hispanic Population17387
Asian Population12946
Hawaiian Population53
Indian Population501
Other Population9812
Male Population33995
Female Population35958
Population Estimate72491

Household Data for 30096

The average number of homes in 30096 is around 27,369, there are an average of 2.55 per household. The average house value according to local real estate values is around $255,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode27,369
Persons Per Household2.55
Average House Value$255,700
Income Per Household$63084
Median Age35.8
Median Age Male34.6
Median Age Female37.1
30096 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/770/470
CityDuluth
City Alias NameDULUTH
CountyGwinnett
County FIPS135
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3187
Number Of Employees44855
Business First Quarter Payroll749601
Business Annual Payroll3080055
Business Employment Flag
Growth Rank99
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number19620
Growth Increase Percentage2.4
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District07
Congressional LandArea392.61
Delivery Residential28428
Delivery Business3021
Delivery Total31882
Preferred Last Line KeyX10375
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10375
Land Area22.748000
Water Area0.402000
City Alias Code
City Mixed CaseDuluth
City Alias Mixed CaseDuluth
Box Count910
SFDU12790
MFDU12152
State ANSI13
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122750
Unique ZIP Name
SSA State County Code11530
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseGwinnett

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]