Get multiple home insurance quotes in 30105. Our licensed 30105, GA agents are ready to serve you.

Find the Best Home Insurance Rates in 30105

Shopping for homeowners insurance in 30105 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Armuchee, GA and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Georgia licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 30105 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 30105

Find Armuchee, GA Homeowners Insurance Quotes to review the best coverage options in your area.

30105 Home Insurance Rating is: high!

In 30105 the average premium is $1059. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 30105, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 30105!

30105 Home Insurance Average Premiums

Local 30105 homeowners insurance quotes comparison

$809 /yr.

Shows Zip Code: 30105 lowest rates with discounts applied on average.

For the 30105, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$809 /yr.
Average Coverage:$1059 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1359 /yr.

What is the average home insurance cost for a home in 30105?

  • • The average homeowners insurance premium paid annually for a home in 30105 is around $1059 per year.

What does it cost on average per month for home insurance in 30105?

  • • Homeowners in 30105 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30105?

  • • Autoowners in 30105 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Armuchee area, check out other zip codes nearby 30105.
Review average rates in another zip code:
30105 homeowners insurance rates

Home Replacement Cost Coverage in 30105

Average Building Cost Per Square Foot in 30105: $122

Location: Armuchee, Georgia (Floyd County)

Average Square Footage in 30105: 1,569 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30105 before you start any project. Armuchee homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30105 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30105 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,569 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Armuchee area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,569$191,400
Additional Upgrades & Added Features$1531,569$239,250
Major Home Updates or Advancements$1831,569$287,100

It's important to understand that when you estimate your replacement cost of your home in the 30105 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30105

Best Home & Auto Insurance Agencies in 30105

Housing Demographics for 30105

Population Review for 30105 Zip Code

For the city of Armuchee, the population within 30105 has increased to over 2,482 residents in population size. The current population total is 2,283. We have broken down the population based on race below. In 30105, there are over 1151 in male population and 1132 females.

PopulationValues
Total Population2,283
White Population2102
Black Population44
Hispanic Population63
Asian Population9
Hawaiian Population0
Indian Population1
Other Population27
Male Population1151
Female Population1132
Population Estimate2482

Household Data for 30105

The average number of homes in 30105 is around 876, there are an average of 2.61 per household. The average house value according to local real estate values is around $191,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode876
Persons Per Household2.61
Average House Value$191,400
Income Per Household$59063
Median Age47.3
Median Age Male47.4
Median Age Female47.3
30105 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706/762
CityArmuchee
City Alias NameARMUCHEE
CountyFloyd
County FIPS115
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA40660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRome, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses46
Number Of Employees363
Business First Quarter Payroll3271
Business Annual Payroll16937
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population96317
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential951
Delivery Business36
Delivery Total1337
Preferred Last Line KeyX10044
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10044
Land Area54.413000
Water Area0.543000
City Alias Code
City Mixed CaseArmuchee
City Alias Mixed CaseArmuchee
Box Count235
SFDU951
MFDU0
State ANSI13
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120352
Unique ZIP Name
SSA State County Code11460
Medicare CBSA Code40660
Medicare CBSA NameRome, GA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseFloyd

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]