Get multiple home insurance quotes in 30107. Our licensed 30107, GA agents are ready to serve you.

Searching for Homeowners Insurance in 30107

If you are a homeowners that lives in 30107 you may be searching for more affordable homeowners insurance in Ball Ground. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Ball Ground, GA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Georgia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 30107 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ball Ground, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 30107 Home Insurance Costs: high!

In Ball Ground, homeowners are paying roughly $1063 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 30107 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Ball Ground are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 30107 policy right now!

30107 Home Insurance Average Premiums

Local 30107 homeowners insurance quotes comparison

$813 /yr.

Shows Zip Code: 30107 lowest rates with discounts applied on average.

For the 30107, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$813 /yr.
Average Coverage:$1063 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1363 /yr.

What is the average home insurance cost for a home in 30107?

  • • The average homeowners insurance premium paid annually for a home in 30107 is around $1063 per year.

What does it cost on average per month for home insurance in 30107?

  • • Homeowners in 30107 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30107?

  • • Autoowners in 30107 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ball Ground area, check out other zip codes nearby 30107.
Review average rates in another zip code:
30107 homeowners insurance rates

Home Replacement Cost Coverage in 30107

Average Building Cost Per Square Foot in 30107: $122

Location: Ball Ground, Georgia (Cherokee County)

Average Square Footage in 30107: 2,363 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30107 before you start any project. Ball Ground homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30107 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30107 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,363 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ball Ground area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,363$288,300
Additional Upgrades & Added Features$1532,363$360,375
Major Home Updates or Advancements$1832,363$432,450

It's important to understand that when you estimate your replacement cost of your home in the 30107 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30107

Best Home & Auto Insurance Agencies in 30107

Allstate Insurance Company - Steve Moranos

Address: Marblehill, GA 30107
Phone:
Website: http://www.allstateagencies.com/052853?cid=OTC-YP.com-IYP&att=TL
Info:

Allstate Insurance Company - Sara Wessling

Address: Cumming, GA 30107
Phone:
Website: http://www.allstateagencies.com/074408?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 30107

Population Review for 30107 Zip Code

For the city of Ball Ground, the population within 30107 has increased to over 18,995 residents in population size. The current population total is 16,528. We have broken down the population based on race below. In 30107, there are over 8139 in male population and 8389 females.

PopulationValues
Total Population16,528
White Population14962
Black Population169
Hispanic Population765
Asian Population90
Hawaiian Population6
Indian Population46
Other Population257
Male Population8139
Female Population8389
Population Estimate18995

Household Data for 30107

The average number of homes in 30107 is around 5,892, there are an average of 2.81 per household. The average house value according to local real estate values is around $288,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,892
Persons Per Household2.81
Average House Value$288,300
Income Per Household$88258
Median Age42.6
Median Age Male41.2
Median Age Female43.6
30107 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770
CityBall Ground
City Alias NameBALL GROUND
CountyCherokee
County FIPS057
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses331
Number Of Employees4330
Business First Quarter Payroll72525
Business Annual Payroll270834
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District06|11
Congressional LandArea298.76|1071.25
Delivery Residential6760
Delivery Business259
Delivery Total8189
Preferred Last Line KeyX10079
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX10079
Land Area108.123000
Water Area1.141000
City Alias Code
City Mixed CaseBall Ground
City Alias Mixed CaseBall Ground
Box Count289
SFDU6099
MFDU0
State ANSI13
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number120605
Unique ZIP Name
SSA State County Code11250
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCherokee

Georgia Homeowners Insurance News & Information

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  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]