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Home Insurance in 30114
If your primary reason for shopping for homeowners insurance in the 30114 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Canton, GA. Many homeowners that live in the 30114 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 30114 zip code should already appear in the zip code field ready to go. For Canton, GA Homeowners Insurance Quotes, Click to easily get started!
Average Homeowners Premiums in 30114
Homeowners living in the city of Canton are paying on average around $1125 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 30114 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Georgia home insurance premiums have been recently ranked 15 in the country in terms of the annual cost of premiums. Because premiums in 30114 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.
Easily Compare 30114 Home Insurance Quotes Now!
We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Canton. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!
30114 Home Insurance Average Premiums
For the 30114, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
Coverage Amount: | Annual Premium |
---|---|
1800 sq. ft. or below (discounts applied) | $875 /yr. |
Average Coverage: | $1125 /yr. |
2600 sq. ft. or higher (all discounts applied) | $1425 /yr. |
What is the average home insurance cost for a home in 30114?
- • The average homeowners insurance premium paid annually for a home in 30114 is around $1125 per year.
What does it cost on average per month for home insurance in 30114?
- • Homeowners in 30114 pay a monthly average cost per month around $94.00.
What kind of discount could I get if I combine my home and auto insurance together in 30114?
- • Autoowners in 30114 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Canton area, check out other zip codes nearby 30114.
Review average rates in another zip code:
30114 homeowners insurance rates
30115 homeowners insurance rates
Home Replacement Cost Coverage in 30114
Average Building Cost Per Square Foot in 30114: $122
Location: Canton, Georgia (Cherokee County)Average Square Footage in 30114: 2,501 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 30114 before you start any project. Canton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30114 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 30114 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,501 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Canton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
---|---|---|---|
Basic Home Features | $122 | 2,501 | $305,100 |
Additional Upgrades & Added Features | $153 | 2,501 | $381,375 |
Major Home Updates or Advancements | $183 | 2,501 | $457,650 |
It's important to understand that when you estimate your replacement cost of your home in the 30114 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 30114
Campbell Insurance Services
Address: 2745 Marietta Highway Suite 400 Canton, GA 30114Phone: (770)479-4156
Website: www.campbell-ins.net
Allstate Insurance - Jennifer Ann Kruse
Address: 214 Riverstone Dr Canton, GA 30114Phone: (770)479-3637
Website:
Huffman & Associates
Address: 201 E First St Canton, GA 30114Phone: (770)479-1811
Website:
Best Home & Auto Insurance Agencies in 30114
Allstate Insurance - Jennifer Ann Kruse
Address: 214 Riverstone Dr Canton, GA 30114Phone:
Website:
Info:
Peach State Insurance
Address: 231 Riverstone Pky Canton, GA 30114Phone:
Website: http://www.peachstateinsurance.net/
Info:
Campbell Insurance Services
Address: 2745 Marietta Hwy, #400 Canton, GA 30114Phone:
Website: http://www.campbell-ins.net
Info:
Huffman & Associates
Address: 201 E First St Canton, GA 30114Phone:
Website:
Info:
Alfa Insurance
Address: 2555 Marietta Hwy, Ste 101 Canton, GA 30114Phone:
Website: http://www.alfainsurance.com/
Info:
Housing Demographics for 30114
Population Review for 30114 Zip Code
For the city of Canton, the population within 30114 has increased to over 66,622 residents in population size. The current population total is 59,139. We have broken down the population based on race below. In 30114, there are over 28825 in male population and 30314 females.
Population | Values |
---|---|
Total Population | 59,139 |
White Population | 43816 |
Black Population | 4000 |
Hispanic Population | 9844 |
Asian Population | 746 |
Hawaiian Population | 31 |
Indian Population | 580 |
Other Population | 4431 |
Male Population | 28825 |
Female Population | 30314 |
Population Estimate | 66622 |
Household Data for 30114
The average number of homes in 30114 is around 20,854, there are an average of 2.82 per household. The average house value according to local real estate values is around $305,100. Please review the following demographics below for average income and media age.
Housing / Income Data | Values |
---|---|
Households Per Zipcode | 20,854 |
Persons Per Household | 2.82 |
Average House Value | $305,100 |
Income Per Household | $83142 |
Median Age | 37.6 |
Median Age Male | 35.9 |
Median Age Female | 38.9 |
30114 Details | Values |
---|---|
State | GA |
State Full Name | Georgia |
City Type | P |
City Alias Abbreviation | |
Area Code | 770/470/678 |
City | Canton |
City Alias Name | CANTON |
County | Cherokee |
County FIPS | 057 |
State FIPS | 13 |
Time Zone | 5 |
Day Light Saving | Y |
MSA | 0520 |
PMSA | |
CSA | 122 |
CBSA | 12060 |
CBSA_DIV | 31924 |
CBSA_Type | Metro |
CBSA_Name | Atlanta-Sandy Springs-Roswell, GA |
MSA_Name | Atlanta, GA MSA |
PMSA_Name | |
Region | South |
Division | South Atlantic |
MailingName | Y |
Economic & Growth Review | Values |
---|---|
Number Of Businesses | 1338 |
Number Of Employees | 13859 |
Business First Quarter Payroll | 125523 |
Business Annual Payroll | 553611 |
Business Employment Flag | |
Growth Rank | 0 |
Growth Housing Units 2003 | |
Growth Housing Units 2004 | |
Growth Increase Number | 0 |
Growth Increase Percentage | 0.0 |
Metropolitan Details | Values |
---|---|
CBSA Population | 5268860 |
CBSA Division Population | 1173685 |
Congressional District | 11 |
Congressional LandArea | 1071.25 |
Delivery Residential | 23625 |
Delivery Business | 1193 |
Delivery Total | 25321 |
Preferred Last Line Key | X10192 |
Classification Code | |
Multi-County | |
CSA Name | Atlanta--Athens-Clarke County--Sandy Springs, GA-AL |
CBSA_DIV_Name | Marietta, GA |
City State Key | X10192 |
Land Area | 95.188000 |
Water Area | 6.581000 |
City Alias Code | |
City Mixed Case | Canton |
City Alias Mixed Case | Canton |
Box Count | 508 |
SFDU | 17248 |
MFDU | 2646 |
State ANSI | 13 |
County ANSI | 057 |
ZIP Intro | |
Alias Intro | |
Facility Code | P |
City Delivery Indicator | Y |
Carrier Route Rate Sortation | D |
Finance Number | 121386 |
Unique ZIP Name | |
SSA State County Code | 11250 |
Medicare CBSA Code | 12060 |
Medicare CBSA Name | Atlanta-Sandy Springs-Alpharetta, GA |
Medicare CBSA Type | Metro |
Market Rating Area ID | 3 |
County Mixed Case | Cherokee |
Georgia Homeowners Insurance News & Information
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Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022
In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]
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Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020
Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction. Here is a quick overview of both storms as well as a few tips on how […]
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Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019
Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]