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Home Insurance in 30116

Our rates are very competitive for homeowners living in the 30116 zip code. Many homeowners based out of Carrollton, GA have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our GA licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30116 should appear in the zip code field ready to go.

30116 Average Home Insurance Rates

Are you looking for a standard HO-3 homeowners policy for your single family home in the Carrollton area? The average homeowners premium in 30116 is high in comparison to other states. For example, the national average is $1,249 per year for home insurance coverage for a basic home insurance policy. For homeowners living in the 30116, you can expect to pay around $1094 per year for homeowners coverage. If you want to see which company has the best rates and coverage options, than easily compare rates with us. You can review each premium and we can help explain any question that you may have about different types of coverages and what is best for you and your family.

Get Home Insurance Coverage in 30116 Today!

Get Home Insurance Quotes in 30116

We can shop up to 12 home insurance quotes for you easily online. You can find out more by exploring one of the three links below to review average homeowners insurance rates in the great state of Georgia. Start your 30116 home insurance shopping today!

  1. Carrollton, GA Home Insurance Quotes

30116 Home Insurance Average Premiums

Local 30116 homeowners insurance quotes comparison

$844 /yr.

Shows Zip Code: 30116 lowest rates with discounts applied on average.

For the 30116, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$844 /yr.
Average Coverage:$1094 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1394 /yr.

What is the average home insurance cost for a home in 30116?

  • • The average homeowners insurance premium paid annually for a home in 30116 is around $1094 per year.

What does it cost on average per month for home insurance in 30116?

  • • Homeowners in 30116 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30116?

  • • Autoowners in 30116 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Carrollton area, check out other zip codes nearby 30116.
Review average rates in another zip code:
30118 homeowners insurance rates
30117 homeowners insurance rates
30116 homeowners insurance rates

Home Replacement Cost Coverage in 30116

Average Building Cost Per Square Foot in 30116: $122

Location: Carrollton, Georgia (Carroll County)

Average Square Footage in 30116: 1,216 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30116 before you start any project. Carrollton homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30116 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30116 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,216 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Carrollton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,216$148,300
Additional Upgrades & Added Features$1531,216$185,375
Major Home Updates or Advancements$1831,216$222,450

It's important to understand that when you estimate your replacement cost of your home in the 30116 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30116

Allan Miles Insurance Agency

Address: 111 College St Carrollton, GA 30116
Phone: (770)836-8981
Website:

Best Home & Auto Insurance Agencies in 30116

Duncan- Jill Holdridge

Address: 2411 E Highway 166 Carrollton, GA 30116
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 30116

Population Review for 30116 Zip Code

For the city of Carrollton, the population within 30116 has increased to over 25,556 residents in population size. The current population total is 24,497. We have broken down the population based on race below. In 30116, there are over 12015 in male population and 12482 females.

PopulationValues
Total Population24,497
White Population17719
Black Population3775
Hispanic Population2112
Asian Population235
Hawaiian Population3
Indian Population116
Other Population1059
Male Population12015
Female Population12482
Population Estimate25556

Household Data for 30116

The average number of homes in 30116 is around 8,677, there are an average of 2.78 per household. The average house value according to local real estate values is around $148,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,677
Persons Per Household2.78
Average House Value$148,300
Income Per Household$63809
Median Age38.1
Median Age Male36.7
Median Age Female39.4
30116 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678/470
CityCarrollton
City Alias NameCARROLLTON
CountyCarroll
County FIPS045
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses260
Number Of Employees2168
Business First Quarter Payroll27490
Business Annual Payroll101477
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential9193
Delivery Business296
Delivery Total12581
Preferred Last Line KeyX10202
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10202
Land Area104.948000
Water Area1.338000
City Alias Code
City Mixed CaseCarrollton
City Alias Mixed CaseCarrollton
Box Count0
SFDU8715
MFDU124
State ANSI13
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121441
Unique ZIP Name
SSA State County Code11190
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseCarroll

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]