Home Insurance Quotes in 30122

Are you shopping for a cheaper homeowners insurance rate in 30122? Our rates are very competitive for homeowners living in Lithia Springs, GA. Many homeowners located in the 30122 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 30122. To get free 30122 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30122 zip code should appear in the zip code field ready to go. Shopping Lithia Springs, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 30122 to review the best rate coverages.

Your 30122 Home Insurance Costs Is Rated: High!

For the great city of Lithia Springs, the average home insurance premium paid annually is around $1102 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Lithia Springs and need insurance on your home in the 30122 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 30122 Homeowners Insurance Rates Now!

Average Building Cost Per Square Foot in 30122: $122

Average Square Footage in 30122: 1,335 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30122 before you start any project. Lithia Springs homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30122 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30122 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,335 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lithia Springs area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

It's important to understand that when you estimate your replacement cost of your home in the 30122 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Allstate Insurance - Dondi Flemister

ACE Cash Express

Allstate Insurance - Flemister Agency

Camp Jr- H Preston - State Farm Insurance Agent

Davis Jr- Joshua - State Farm Insurance Agent

Odom, Gene R - Allstate Insurance

Household Data for 30122

The average number of homes in 30122 is around 9,559, there are an average of 2.52 per household. The average house value according to local real estate values is around $162,900. Please review the following demographics below for average income and media age.

• Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

  In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

• Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

  Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

• Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

  Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]