Get multiple home insurance quotes in 30125. Our licensed 30125, GA agents are ready to serve you.

30125 Home Insurance Rates

For homeowners living in 30125, the population estimates are increasing to well over 24,607 with 9,090 occupied homes within the zip code of 30125. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Cedartown have increased and the average home insurance premium is around $1,048 per year in 30125. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 30125 zip code today so we can help you find affordable Cedartown, GA home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 30125

Please select one of the three options below based on your 30125 zip code to learn more about Georgia homeowners insurance, plus review average rates and information per state, county or city.

  1. Georgia Homeowners Insurance Quotes
  2. Polk County, GA Home Insurance
  3. Cedartown, GA Home Insurance Quotes

30125 Average Home Insurance Rating Cost is: High!

Getting cheaper homeowners insurance in the 30125 zip code just got easier with GetHomeInsuranceQuotes.com of Cedartown, GA. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 30125 today and let us help you review the best home insurance quotes available for homeowners living in Cedartown.

Get 30125 Homeowners Insurance Rates Now!

30125 Home Insurance Average Premiums

Local 30125 homeowners insurance quotes comparison

$798 /yr.

Shows Zip Code: 30125 lowest rates with discounts applied on average.

For the 30125, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$798 /yr.
Average Coverage:$1048 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1348 /yr.

What is the average home insurance cost for a home in 30125?

  • • The average homeowners insurance premium paid annually for a home in 30125 is around $1048 per year.

What does it cost on average per month for home insurance in 30125?

  • • Homeowners in 30125 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30125?

  • • Autoowners in 30125 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cedartown area, check out other zip codes nearby 30125.
Review average rates in another zip code:
30125 homeowners insurance rates

Home Replacement Cost Coverage in 30125

Average Building Cost Per Square Foot in 30125: $122

Location: Cedartown, Georgia (Polk County)

Average Square Footage in 30125: 1,075 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30125 before you start any project. Cedartown homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30125 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30125 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,075 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cedartown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,075$131,100
Additional Upgrades & Added Features$1531,075$163,875
Major Home Updates or Advancements$1831,075$196,650

It's important to understand that when you estimate your replacement cost of your home in the 30125 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30125

Allstate Insurance Companies

Address: 114 West Avenue Cedartown, GA 30125
Phone: (770)748-8877
Website: www.allstate.com

Best Home & Auto Insurance Agencies in 30125

Georgia Farm Bureau Insurance

Address: 121 E Ware St Cedartown, GA 30125
Phone:
Website: http://www.gfb.org
Info:

Bush Insurance Agency

Address: 114 West Ave Cedartown, GA 30125
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
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Allstate Insurance Companies

Address: 106 East Ave Cedartown, GA 30125
Phone:
Website: http://www.allstateagencies.com
Info:

Alfa Insurance - Cedartown

Address: 10 N Main St Cedartown, GA 30125
Phone:
Website:
Info:

Housing Demographics for 30125

Population Review for 30125 Zip Code

For the city of Cedartown, the population within 30125 has increased to over 24,718 residents in population size. The current population total is 24,607. We have broken down the population based on race below. In 30125, there are over 12018 in male population and 12589 females.

PopulationValues
Total Population24,607
White Population16913
Black Population2737
Hispanic Population4935
Asian Population132
Hawaiian Population13
Indian Population264
Other Population3024
Male Population12018
Female Population12589
Population Estimate24718

Household Data for 30125

The average number of homes in 30125 is around 9,090, there are an average of 2.67 per household. The average house value according to local real estate values is around $131,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,090
Persons Per Household2.67
Average House Value$131,100
Income Per Household$45664
Median Age38.3
Median Age Male37.7
Median Age Female39.0
30125 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770
CityCedartown
City Alias NameCEDARTOWN
CountyPolk
County FIPS233
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA16340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCedartown, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses352
Number Of Employees5165
Business First Quarter Payroll46814
Business Annual Payroll208833
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population41475
CBSA Division Population0
Congressional District03|14
Congressional LandArea3838.27|3623.16
Delivery Residential9258
Delivery Business570
Delivery Total10635
Preferred Last Line KeyX10218
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10218
Land Area182.248000
Water Area0.796000
City Alias Code
City Mixed CaseCedartown
City Alias Mixed CaseCedartown
Box Count576
SFDU8571
MFDU325
State ANSI13
County ANSI233
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number121562
Unique ZIP Name
SSA State County Code11830
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CasePolk

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]