Get multiple home insurance quotes in 30132. Our licensed 30132, GA agents are ready to serve you.

Compare 30132 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 30132 area? The average homeowners premium in Georgia for a standard homeowners policy is around $1,056/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 30132 zip code, the population size is around 46,580 with 15,338 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 30132.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Dallas, GA Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. GA RateDiscountsSavingsShop Rates
$1,403up to 40% off$561

30132 Home Insurance Average Premiums

Local 30132 homeowners insurance quotes comparison

$806 /yr.

Shows Zip Code: 30132 lowest rates with discounts applied on average.

For the 30132, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$806 /yr.
Average Coverage:$1056 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1356 /yr.

What is the average home insurance cost for a home in 30132?

  • • The average homeowners insurance premium paid annually for a home in 30132 is around $1056 per year.

What does it cost on average per month for home insurance in 30132?

  • • Homeowners in 30132 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30132?

  • • Autoowners in 30132 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dallas area, check out other zip codes nearby 30132.
Review average rates in another zip code:
30132 homeowners insurance rates
30157 homeowners insurance rates

Home Replacement Cost Coverage in 30132

Average Building Cost Per Square Foot in 30132: $122

Location: Dallas, Georgia (Paulding County)

Average Square Footage in 30132: 2,011 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30132 before you start any project. Dallas homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30132 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30132 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,011 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dallas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,011$245,400
Additional Upgrades & Added Features$1532,011$306,750
Major Home Updates or Advancements$1832,011$368,100

It's important to understand that when you estimate your replacement cost of your home in the 30132 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30132

Bullock R E & CO

Address: 33 Courthouse Square Dallas, GA 30132
Phone: (770)443-2400
Website:

Best Home & Auto Insurance Agencies in 30132

McAdams Insurance Agency

Address: 320 Paulding Ln Dallas, GA 30132
Phone:
Website:
Info:

Henderson Jr- John Henry - State Farm Insurance Agent

Address: 150 E Memorial Dr Dallas, GA 30132
Phone:
Website:
Info:

Hart Insurance Agency Inc

Address: 168 N Johnston St, #207 Dallas, GA 30132
Phone:
Website:
Info:

Mc Adams, James A - Mc Adams Insurance

Address: 320 Paulding Plz Dallas, GA 30132
Phone:
Website:
Info:

Housing Demographics for 30132

Population Review for 30132 Zip Code

For the city of Dallas, the population within 30132 has increased to over 54,333 residents in population size. The current population total is 46,580. We have broken down the population based on race below. In 30132, there are over 22401 in male population and 24179 females.

PopulationValues
Total Population46,580
White Population31456
Black Population9594
Hispanic Population3462
Asian Population624
Hawaiian Population34
Indian Population140
Other Population1359
Male Population22401
Female Population24179
Population Estimate54333

Household Data for 30132

The average number of homes in 30132 is around 15,338, there are an average of 3.00 per household. The average house value according to local real estate values is around $245,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode15,338
Persons Per Household3.00
Average House Value$245,400
Income Per Household$86831
Median Age35.3
Median Age Male34.0
Median Age Female36.5
30132 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityDallas
City Alias NameDALLAS
CountyPaulding
County FIPS223
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses732
Number Of Employees5980
Business First Quarter Payroll49262
Business Annual Payroll224342
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District11|14
Congressional LandArea1071.25|3623.16
Delivery Residential18111
Delivery Business761
Delivery Total19847
Preferred Last Line KeyX10315
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX10315
Land Area102.445000
Water Area0.696000
City Alias Code
City Mixed CaseDallas
City Alias Mixed CaseDallas
Box Count752
SFDU14709
MFDU666
State ANSI13
County ANSI223
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122310
Unique ZIP Name
SSA State County Code11810
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePaulding

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]