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30134 Home Insurance Rates & Premiums

Did you know there are over 46,874 people living within the 30134 zip code area? There are over 16,050 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 30134.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Georgia are on the rise. The estimated average premium is around $1,051 a year for a standard homeowners insurance policy in Douglasville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Douglasville, GA Homeowners Insurance Quotes Online

30134 Home Insurance Average Premiums

Local 30134 homeowners insurance quotes comparison

$801 /yr.

Shows Zip Code: 30134 lowest rates with discounts applied on average.

For the 30134, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$801 /yr.
Average Coverage:$1051 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1351 /yr.

What is the average home insurance cost for a home in 30134?

  • • The average homeowners insurance premium paid annually for a home in 30134 is around $1051 per year.

What does it cost on average per month for home insurance in 30134?

  • • Homeowners in 30134 pay a monthly average cost per month around $88.00.

What kind of discount could I get if I combine my home and auto insurance together in 30134?

  • • Autoowners in 30134 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Douglasville area, check out other zip codes nearby 30134.
Review average rates in another zip code:
30135 homeowners insurance rates
30134 homeowners insurance rates

Home Replacement Cost Coverage in 30134

Average Building Cost Per Square Foot in 30134: $122

Location: Douglasville, Georgia (Douglas County)

Average Square Footage in 30134: 1,402 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30134 before you start any project. Douglasville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30134 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30134 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,402 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Douglasville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,402$171,000
Additional Upgrades & Added Features$1531,402$213,750
Major Home Updates or Advancements$1831,402$256,500

It's important to understand that when you estimate your replacement cost of your home in the 30134 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30134

Cregg Hatch Insurance

Address: 161 Wiley Drive Douglasville, GA 30134
Phone: (770)947-3560
Website:

Best Home & Auto Insurance Agencies in 30134

Mercury Insurance - Select Insurance Services

Address: 8387 Adair Street Douglasville, GA 30134
Phone:
Website: http://www.mercuryinsurance.com/
Info:

Burman Insurance

Address: 8657 Hospital Dr Douglasville, GA 30134
Phone:
Website:
Info:

Allstate Insurance Company - Amy Burman

Address: 8641 Dorris Road Douglasville, GA 30134
Phone:
Website: http://www.allstateagencies.com/021879?cid=OTC-YP.com-IYP&att=TL
Info:

Cregg Hatch Insurance

Address: 161 Wiley Dr Douglasville, GA 30134
Phone:
Website:
Info:

Direct General Insurance Agency Inc

Address: Forest Mart Shopping Douglasville, GA 30134
Phone:
Website:
Info:

Housing Demographics for 30134

Population Review for 30134 Zip Code

For the city of Douglasville, the population within 30134 has increased to over 48,994 residents in population size. The current population total is 46,874. We have broken down the population based on race below. In 30134, there are over 22304 in male population and 24570 females.

PopulationValues
Total Population46,874
White Population18166
Black Population21763
Hispanic Population5207
Asian Population418
Hawaiian Population53
Indian Population227
Other Population2812
Male Population22304
Female Population24570
Population Estimate48994

Household Data for 30134

The average number of homes in 30134 is around 16,050, there are an average of 2.89 per household. The average house value according to local real estate values is around $171,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode16,050
Persons Per Household2.89
Average House Value$171,000
Income Per Household$59126
Median Age35.3
Median Age Male33.1
Median Age Female37.3
30134 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityDouglasville
City Alias NameDOUGLASVILLE
CountyDouglas
County FIPS097
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses895
Number Of Employees9778
Business First Quarter Payroll105697
Business Annual Payroll477424
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03|13|14
Congressional LandArea3838.27|714.95|3623.16
Delivery Residential16953
Delivery Business1124
Delivery Total17921
Preferred Last Line KeyX10360
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10360
Land Area52.075000
Water Area0.163000
City Alias Code
City Mixed CaseDouglasville
City Alias Mixed CaseDouglasville
Box Count0
SFDU13889
MFDU1265
State ANSI13
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number122684
Unique ZIP Name
SSA State County Code11400
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDouglas

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]