Get multiple home insurance quotes in 30139. Our licensed 30139, GA agents are ready to serve you.

30139 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30139 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Fairmount, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30139 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Fairmount homeowners insurance rates, coverage options or home insurance types, please select Fairmount, GA Home Insurance Rates Online!

30139 Home Insurance Average Premiums

Local 30139 homeowners insurance quotes comparison

$817 /yr.

Shows Zip Code: 30139 lowest rates with discounts applied on average.

For the 30139, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$817 /yr.
Average Coverage:$1067 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1367 /yr.

What is the average home insurance cost for a home in 30139?

  • • The average homeowners insurance premium paid annually for a home in 30139 is around $1067 per year.

What does it cost on average per month for home insurance in 30139?

  • • Homeowners in 30139 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30139?

  • • Autoowners in 30139 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fairmount area, check out other zip codes nearby 30139.
Review average rates in another zip code:
30139 homeowners insurance rates

Home Replacement Cost Coverage in 30139

Average Building Cost Per Square Foot in 30139: $122

Location: Fairmount, Georgia (Gordon County)

Average Square Footage in 30139: 1,094 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30139 before you start any project. Fairmount homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30139 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30139 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,094 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fairmount area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,094$133,500
Additional Upgrades & Added Features$1531,094$166,875
Major Home Updates or Advancements$1831,094$200,250

It's important to understand that when you estimate your replacement cost of your home in the 30139 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30139

Best Home & Auto Insurance Agencies in 30139

Housing Demographics for 30139

Population Review for 30139 Zip Code

For the city of Fairmount, the population within 30139 has increased to over 4,716 residents in population size. The current population total is 4,423. We have broken down the population based on race below. In 30139, there are over 2193 in male population and 2230 females.

PopulationValues
Total Population4,423
White Population4091
Black Population50
Hispanic Population126
Asian Population19
Hawaiian Population1
Indian Population11
Other Population35
Male Population2193
Female Population2230
Population Estimate4716

Household Data for 30139

The average number of homes in 30139 is around 1,715, there are an average of 2.58 per household. The average house value according to local real estate values is around $133,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,715
Persons Per Household2.58
Average House Value$133,500
Income Per Household$58034
Median Age45.1
Median Age Male46.6
Median Age Female43.3
30139 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/706/770
CityFairmount
City Alias NameFAIRMOUNT
CountyGordon
County FIPS129
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA15660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCalhoun, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees389
Business First Quarter Payroll4571
Business Annual Payroll19567
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population55186
CBSA Division Population0
Congressional District11|14
Congressional LandArea1071.25|3623.16
Delivery Residential1828
Delivery Business63
Delivery Total2111
Preferred Last Line KeyX10439
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX10439
Land Area72.502000
Water Area0.075000
City Alias Code
City Mixed CaseFairmount
City Alias Mixed CaseFairmount
Box Count189
SFDU1828
MFDU0
State ANSI13
County ANSI129
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number123146
Unique ZIP Name
SSA State County Code11500
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseGordon

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]