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Quickly Revew Homeowners Insurance in 30153

If you own a home in Rockmart, GA you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 30153 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Georgia licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 30153 and start comparing rates now.

30153 Homeowners Insurance Rates Are Considered: high!

The average rate for a standard homeowners policy in 30153 is $1073 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 30153 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Rockmart, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

30153 Home Insurance Average Premiums

Local 30153 homeowners insurance quotes comparison

$823 /yr.

Shows Zip Code: 30153 lowest rates with discounts applied on average.

For the 30153, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$823 /yr.
Average Coverage:$1073 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1373 /yr.

What is the average home insurance cost for a home in 30153?

  • • The average homeowners insurance premium paid annually for a home in 30153 is around $1073 per year.

What does it cost on average per month for home insurance in 30153?

  • • Homeowners in 30153 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30153?

  • • Autoowners in 30153 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rockmart area, check out other zip codes nearby 30153.
Review average rates in another zip code:
30153 homeowners insurance rates

Home Replacement Cost Coverage in 30153

Average Building Cost Per Square Foot in 30153: $122

Location: Rockmart, Georgia (Polk County)

Average Square Footage in 30153: 1,193 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30153 before you start any project. Rockmart homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30153 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30153 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,193 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rockmart area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,193$145,500
Additional Upgrades & Added Features$1531,193$181,875
Major Home Updates or Advancements$1831,193$218,250

It's important to understand that when you estimate your replacement cost of your home in the 30153 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30153

Best Home & Auto Insurance Agencies in 30153

Allstate Insurance Companies

Address: 464 Nathan Dean Byp Rockmart, GA 30153
Phone:
Website: http://www.allstateagencies.com
Info:

Lane Jeff Insurance AGNT

Address: 100 Catherine Ct Rockmart, GA 30153
Phone:
Website:
Info:

Housing Demographics for 30153

Population Review for 30153 Zip Code

For the city of Rockmart, the population within 30153 has increased to over 20,845 residents in population size. The current population total is 19,445. We have broken down the population based on race below. In 30153, there are over 9481 in male population and 9964 females.

PopulationValues
Total Population19,445
White Population15163
Black Population2671
Hispanic Population756
Asian Population108
Hawaiian Population8
Indian Population79
Other Population359
Male Population9481
Female Population9964
Population Estimate20845

Household Data for 30153

The average number of homes in 30153 is around 7,245, there are an average of 2.68 per household. The average house value according to local real estate values is around $145,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,245
Persons Per Household2.68
Average House Value$145,500
Income Per Household$50010
Median Age38.6
Median Age Male37.4
Median Age Female39.4
30153 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityRockmart
City Alias NameROCKMART
CountyPolk
County FIPS233
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA16340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCedartown, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses261
Number Of Employees5226
Business First Quarter Payroll53400
Business Annual Payroll203201
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population41475
CBSA Division Population0
Congressional District03|14
Congressional LandArea3838.27|3623.16
Delivery Residential7778
Delivery Business382
Delivery Total11010
Preferred Last Line KeyX11072
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX11072
Land Area123.250000
Water Area0.942000
City Alias Code
City Mixed CaseRockmart
City Alias Mixed CaseRockmart
Box Count389
SFDU7159
MFDU53
State ANSI13
County ANSI233
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number127502
Unique ZIP Name
SSA State County Code11830
Medicare CBSA Code99911
Medicare CBSA NameRural Areas in GA
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CasePolk

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]