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30173 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 30173? Our rates are very competitive for homeowners living in Silver Creek, GA. Many homeowners based out of your 30173 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30173 should appear in the zip code field ready to go. For Silver Creek, GA Home Insurance Rate Quotes click to review the best rates and service online!

30173 Average Premium is Rated: High!

Homeowners living in 30173 can easily save up to 40% off the average home insurance premium of $1076 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Silver Creek that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 30173 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 30173!

30173 Home Insurance Average Premiums

Local 30173 homeowners insurance quotes comparison

$826 /yr.

Shows Zip Code: 30173 lowest rates with discounts applied on average.

For the 30173, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$826 /yr.
Average Coverage:$1076 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1376 /yr.

What is the average home insurance cost for a home in 30173?

  • • The average homeowners insurance premium paid annually for a home in 30173 is around $1076 per year.

What does it cost on average per month for home insurance in 30173?

  • • Homeowners in 30173 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30173?

  • • Autoowners in 30173 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Silver Creek area, check out other zip codes nearby 30173.
Review average rates in another zip code:
30173 homeowners insurance rates

Home Replacement Cost Coverage in 30173

Average Building Cost Per Square Foot in 30173: $122

Location: Silver Creek, Georgia (Floyd County)

Average Square Footage in 30173: 897 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30173 before you start any project. Silver Creek homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30173 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30173 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 897 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Silver Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122897$109,400
Additional Upgrades & Added Features$153897$136,750
Major Home Updates or Advancements$183897$164,100

It's important to understand that when you estimate your replacement cost of your home in the 30173 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30173

Best Home & Auto Insurance Agencies in 30173

Housing Demographics for 30173

Population Review for 30173 Zip Code

For the city of Silver Creek, the population within 30173 has increased to over 6,485 residents in population size. The current population total is 6,287. We have broken down the population based on race below. In 30173, there are over 3093 in male population and 3194 females.

PopulationValues
Total Population6,287
White Population5543
Black Population322
Hispanic Population201
Asian Population29
Hawaiian Population3
Indian Population21
Other Population96
Male Population3093
Female Population3194
Population Estimate6485

Household Data for 30173

The average number of homes in 30173 is around 2,399, there are an average of 2.61 per household. The average house value according to local real estate values is around $109,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,399
Persons Per Household2.61
Average House Value$109,400
Income Per Household$44032
Median Age41.6
Median Age Male39.7
Median Age Female43.3
30173 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code706
CitySilver Creek
City Alias NameSILVER CREEK
CountyFloyd
County FIPS115
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA40660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameRome, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees170
Business First Quarter Payroll1422
Business Annual Payroll6403
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population96317
CBSA Division Population0
Congressional District14
Congressional LandArea3623.16
Delivery Residential2485
Delivery Business26
Delivery Total2893
Preferred Last Line KeyX11140
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_Name
City State KeyX11140
Land Area34.898000
Water Area0.182000
City Alias Code
City Mixed CaseSilver Creek
City Alias Mixed CaseSilver Creek
Box Count350
SFDU2450
MFDU0
State ANSI13
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number127986
Unique ZIP Name
SSA State County Code11460
Medicare CBSA Code40660
Medicare CBSA NameRome, GA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseFloyd

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]