Get multiple home insurance quotes in 30176. Our licensed 30176, GA agents are ready to serve you.

Homeowners Insurance in 30176

In Tallapoosa, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30176 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30176 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30176 should appear in the zip code field ready to go.

30176 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1073. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Tallapoosa home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30176 Home Insurance Rates Now!

Best 3 Options to Compare in 30176

If you want homeowners insurance quotes within the city of Tallapoosa or in the 30176 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Tallapoosa, GA.

30176 Home Insurance Average Premiums

Local 30176 homeowners insurance quotes comparison

$823 /yr.

Shows Zip Code: 30176 lowest rates with discounts applied on average.

For the 30176, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$823 /yr.
Average Coverage:$1073 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1373 /yr.

What is the average home insurance cost for a home in 30176?

  • • The average homeowners insurance premium paid annually for a home in 30176 is around $1073 per year.

What does it cost on average per month for home insurance in 30176?

  • • Homeowners in 30176 pay a monthly average cost per month around $89.00.

What kind of discount could I get if I combine my home and auto insurance together in 30176?

  • • Autoowners in 30176 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tallapoosa area, check out other zip codes nearby 30176.
Review average rates in another zip code:
30176 homeowners insurance rates

Home Replacement Cost Coverage in 30176

Average Building Cost Per Square Foot in 30176: $122

Location: Tallapoosa, Georgia (Haralson County)

Average Square Footage in 30176: 954 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30176 before you start any project. Tallapoosa homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30176 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30176 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 954 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tallapoosa area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122954$116,400
Additional Upgrades & Added Features$153954$145,500
Major Home Updates or Advancements$183954$174,600

It's important to understand that when you estimate your replacement cost of your home in the 30176 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30176

Best Home & Auto Insurance Agencies in 30176

Associated Ins. Mkts. Inc.

Address: 114 Alewine Ave Tallapoosa, GA 30176
Phone:
Website:
Info:

Downey Insurance Agency

Address: 111 Robertson Ave Tallapoosa, GA 30176
Phone:
Website:
Info:

Housing Demographics for 30176

Population Review for 30176 Zip Code

For the city of Tallapoosa, the population within 30176 has increased to over 7,306 residents in population size. The current population total is 7,195. We have broken down the population based on race below. In 30176, there are over 3503 in male population and 3692 females.

PopulationValues
Total Population7,195
White Population6630
Black Population227
Hispanic Population95
Asian Population36
Hawaiian Population0
Indian Population10
Other Population50
Male Population3503
Female Population3692
Population Estimate7306

Household Data for 30176

The average number of homes in 30176 is around 2,779, there are an average of 2.58 per household. The average house value according to local real estate values is around $116,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,779
Persons Per Household2.58
Average House Value$116,400
Income Per Household$47374
Median Age41.6
Median Age Male40.8
Median Age Female42.4
30176 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityTallapoosa
City Alias NameTALLAPOOSA
CountyHaralson
County FIPS143
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses130
Number Of Employees2030
Business First Quarter Payroll19700
Business Annual Payroll98156
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District03
Congressional LandArea3838.27
Delivery Residential2832
Delivery Business224
Delivery Total3499
Preferred Last Line KeyX11252
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX11252
Land Area83.132000
Water Area0.082000
City Alias Code
City Mixed CaseTallapoosa
City Alias Mixed CaseTallapoosa
Box Count269
SFDU2534
MFDU0
State ANSI13
County ANSI143
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number128536
Unique ZIP Name
SSA State County Code11570
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseHaralson

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]