Get multiple home insurance quotes in 30189. Our licensed 30189, GA agents are ready to serve you.

30189 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 30189 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Woodstock, GA. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 30189 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Georgia, like average Woodstock homeowners insurance rates, coverage options or home insurance types, please select Woodstock, GA Home Insurance Rates Online!

30189 Home Insurance Average Premiums

Local 30189 homeowners insurance quotes comparison

$791 /yr.

Shows Zip Code: 30189 lowest rates with discounts applied on average.

For the 30189, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$791 /yr.
Average Coverage:$1041 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1341 /yr.

What is the average home insurance cost for a home in 30189?

  • • The average homeowners insurance premium paid annually for a home in 30189 is around $1041 per year.

What does it cost on average per month for home insurance in 30189?

  • • Homeowners in 30189 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30189?

  • • Autoowners in 30189 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Woodstock area, check out other zip codes nearby 30189.
Review average rates in another zip code:
30189 homeowners insurance rates
30188 homeowners insurance rates

Home Replacement Cost Coverage in 30189

Average Building Cost Per Square Foot in 30189: $122

Location: Woodstock, Georgia (Cherokee County)

Average Square Footage in 30189: 2,314 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30189 before you start any project. Woodstock homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30189 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30189 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,314 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Woodstock area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,314$282,300
Additional Upgrades & Added Features$1532,314$352,875
Major Home Updates or Advancements$1832,314$423,450

It's important to understand that when you estimate your replacement cost of your home in the 30189 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30189

Best Home & Auto Insurance Agencies in 30189

Gaston- H Bruce - State Farm Insurance Agent

Address: 1190 Buckhead Xing Woodstock, GA 30189
Phone:
Website: http://www.brucegaston.com
Info:

Harvill Jr- Morgan - State Farm Insurance Agent

Address: 9040 Highway 92, #140 Woodstock, GA 30189
Phone:
Website: http://www.morganharvill.com
Info:

Kris D Rogers & Associates Inc - Nationwide Insurance

Address: 635 Molly Ln, #210 Woodstock, GA 30189
Phone:
Website: http://www.nationwide.com/agent/Woodstock-GEORGIA-insurance-agent/krisrogers/office.html
Info:

Nationwide Insurance

Address: 2230 Towne Lake Pky, #600-100 Woodstock, GA 30189
Phone:
Website:
Info:

Allstate Insurance Company - Bruce Thompson

Address: 4595 Towne Lake Hts Woodstock, GA 30189
Phone:
Website: http://www.allstateagencies.com/059887?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 30189

Population Review for 30189 Zip Code

For the city of Woodstock, the population within 30189 has increased to over 42,118 residents in population size. The current population total is 39,327. We have broken down the population based on race below. In 30189, there are over 19217 in male population and 20110 females.

PopulationValues
Total Population39,327
White Population30261
Black Population2912
Hispanic Population4196
Asian Population770
Hawaiian Population17
Indian Population135
Other Population1456
Male Population19217
Female Population20110
Population Estimate42118

Household Data for 30189

The average number of homes in 30189 is around 14,472, there are an average of 2.71 per household. The average house value according to local real estate values is around $282,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,472
Persons Per Household2.71
Average House Value$282,300
Income Per Household$94829
Median Age40.1
Median Age Male38.6
Median Age Female41.4
30189 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityWoodstock
City Alias NameWOODSTOCK
CountyCherokee
County FIPS057
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV31924
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1021
Number Of Employees9574
Business First Quarter Payroll94413
Business Annual Payroll421829
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population1173685
Congressional District11
Congressional LandArea1071.25
Delivery Residential15542
Delivery Business918
Delivery Total21941
Preferred Last Line KeyX11406
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameMarietta, GA
City State KeyX11406
Land Area19.225000
Water Area2.202000
City Alias Code
City Mixed CaseWoodstock
City Alias Mixed CaseWoodstock
Box Count0
SFDU11859
MFDU2152
State ANSI13
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number129592
Unique ZIP Name
SSA State County Code11250
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCherokee

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]