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Are you paying too much for homeowners insurance in 30222? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Greenville, GA that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Georgia licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 30222?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 30222 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 30222 and get ready to save.

3 Easy Ways To Save Money In 30222

These three links will help you explore home insurance quotes in 30222 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 30222 Home Insurance Costs Rated: high!

The average price for a homeowners insurance policy in Greenville is roughly $1030. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

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30222 Home Insurance Average Premiums

Local 30222 homeowners insurance quotes comparison

$780 /yr.

Shows Zip Code: 30222 lowest rates with discounts applied on average.

For the 30222, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$780 /yr.
Average Coverage:$1030 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1330 /yr.

What is the average home insurance cost for a home in 30222?

  • • The average homeowners insurance premium paid annually for a home in 30222 is around $1030 per year.

What does it cost on average per month for home insurance in 30222?

  • • Homeowners in 30222 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30222?

  • • Autoowners in 30222 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Greenville area, check out other zip codes nearby 30222.
Review average rates in another zip code:
30222 homeowners insurance rates

Home Replacement Cost Coverage in 30222

Average Building Cost Per Square Foot in 30222: $122

Location: Greenville, Georgia (Meriwether County)

Average Square Footage in 30222: 763 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30222 before you start any project. Greenville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30222 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30222 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 763 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Greenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122763$93,100
Additional Upgrades & Added Features$153763$116,375
Major Home Updates or Advancements$183763$139,650

It's important to understand that when you estimate your replacement cost of your home in the 30222 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30222

Best Home & Auto Insurance Agencies in 30222

Express Insurance Agency & Tax Preparation

Address: 410 La Grange Hwy Greenville, GA 30222
Phone:
Website:
Info:

Housing Demographics for 30222

Population Review for 30222 Zip Code

For the city of Greenville, the population within 30222 has increased to over 4,357 residents in population size. The current population total is 4,143. We have broken down the population based on race below. In 30222, there are over 1966 in male population and 2177 females.

PopulationValues
Total Population4,143
White Population2163
Black Population1751
Hispanic Population104
Asian Population5
Hawaiian Population2
Indian Population19
Other Population49
Male Population1966
Female Population2177
Population Estimate4357

Household Data for 30222

The average number of homes in 30222 is around 1,671, there are an average of 2.48 per household. The average house value according to local real estate values is around $93,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,671
Persons Per Household2.48
Average House Value$93,100
Income Per Household$51823
Median Age47.1
Median Age Male46.2
Median Age Female47.9
30222 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code762/706
CityGreenville
City Alias NameGREENVILLE
CountyMeriwether
County FIPS199
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees464
Business First Quarter Payroll5359
Business Annual Payroll26887
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential1757
Delivery Business74
Delivery Total2270
Preferred Last Line KeyX10563
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10563
Land Area150.674000
Water Area0.841000
City Alias Code
City Mixed CaseGreenville
City Alias Mixed CaseGreenville
Box Count322
SFDU1604
MFDU0
State ANSI13
County ANSI199
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number123817
Unique ZIP Name
SSA State County Code11740
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID8
County Mixed CaseMeriwether

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]