Get multiple home insurance quotes in 30238. Our licensed 30238, GA agents are ready to serve you.

Homeowners Insurance in 30238

In Jonesboro, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30238 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30238 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30238 should appear in the zip code field ready to go.

30238 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1014. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Jonesboro home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30238 Home Insurance Rates Now!

Best 3 Options to Compare in 30238

If you want homeowners insurance quotes within the city of Jonesboro or in the 30238 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Jonesboro, GA.

30238 Home Insurance Average Premiums

Local 30238 homeowners insurance quotes comparison

$764 /yr.

Shows Zip Code: 30238 lowest rates with discounts applied on average.

For the 30238, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$764 /yr.
Average Coverage:$1014 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1314 /yr.

What is the average home insurance cost for a home in 30238?

  • • The average homeowners insurance premium paid annually for a home in 30238 is around $1014 per year.

What does it cost on average per month for home insurance in 30238?

  • • Homeowners in 30238 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30238?

  • • Autoowners in 30238 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Jonesboro area, check out other zip codes nearby 30238.
Review average rates in another zip code:
30236 homeowners insurance rates
30238 homeowners insurance rates

Home Replacement Cost Coverage in 30238

Average Building Cost Per Square Foot in 30238: $122

Location: Jonesboro, Georgia (Clayton County)

Average Square Footage in 30238: 1,126 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30238 before you start any project. Jonesboro homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30238 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30238 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,126 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Jonesboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,126$137,400
Additional Upgrades & Added Features$1531,126$171,750
Major Home Updates or Advancements$1831,126$206,100

It's important to understand that when you estimate your replacement cost of your home in the 30238 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30238

Best Home & Auto Insurance Agencies in 30238

Bartley- Mark Gerard

Address: 980 Pointe South Pky Jonesboro, GA 30238
Phone:
Website:
Info:

Housing Demographics for 30238

Population Review for 30238 Zip Code

For the city of Jonesboro, the population within 30238 has increased to over 44,373 residents in population size. The current population total is 41,617. We have broken down the population based on race below. In 30238, there are over 19192 in male population and 22425 females.

PopulationValues
Total Population41,617
White Population4043
Black Population31030
Hispanic Population5151
Asian Population858
Hawaiian Population30
Indian Population195
Other Population3117
Male Population19192
Female Population22425
Population Estimate44373

Household Data for 30238

The average number of homes in 30238 is around 14,071, there are an average of 2.96 per household. The average house value according to local real estate values is around $137,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,071
Persons Per Household2.96
Average House Value$137,400
Income Per Household$55999
Median Age34.3
Median Age Male31.7
Median Age Female36.3
30238 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CityJonesboro
City Alias NameJONESBORO
CountyClayton
County FIPS063
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses195
Number Of Employees764
Business First Quarter Payroll6191
Business Annual Payroll25845
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03|13
Congressional LandArea3838.27|714.95
Delivery Residential14991
Delivery Business183
Delivery Total15095
Preferred Last Line KeyX10673
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10673
Land Area17.302000
Water Area0.153000
City Alias Code
City Mixed CaseJonesboro
City Alias Mixed CaseJonesboro
Box Count0
SFDU12911
MFDU1208
State ANSI13
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number124697
Unique ZIP Name
SSA State County Code11280
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClayton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]