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30256 Home Insurance Rates & Premiums

Did you know there are over 2,830 people living within the 30256 zip code area? There are over 1,041 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 30256.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Georgia are on the rise. The estimated average premium is around $1,076 a year for a standard homeowners insurance policy in Meansville. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Meansville, GA Homeowners Insurance Quotes Online

30256 Home Insurance Average Premiums

Local 30256 homeowners insurance quotes comparison

$826 /yr.

Shows Zip Code: 30256 lowest rates with discounts applied on average.

For the 30256, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$826 /yr.
Average Coverage:$1076 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1376 /yr.

What is the average home insurance cost for a home in 30256?

  • • The average homeowners insurance premium paid annually for a home in 30256 is around $1076 per year.

What does it cost on average per month for home insurance in 30256?

  • • Homeowners in 30256 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30256?

  • • Autoowners in 30256 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Meansville area, check out other zip codes nearby 30256.
Review average rates in another zip code:
30256 homeowners insurance rates

Home Replacement Cost Coverage in 30256

Average Building Cost Per Square Foot in 30256: $122

Location: Meansville, Georgia (Pike County)

Average Square Footage in 30256: 1,195 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30256 before you start any project. Meansville homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30256 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30256 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,195 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Meansville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,195$145,800
Additional Upgrades & Added Features$1531,195$182,250
Major Home Updates or Advancements$1831,195$218,700

It's important to understand that when you estimate your replacement cost of your home in the 30256 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30256

Best Home & Auto Insurance Agencies in 30256

Housing Demographics for 30256

Population Review for 30256 Zip Code

For the city of Meansville, the population within 30256 has increased to over 2,795 residents in population size. The current population total is 2,830. We have broken down the population based on race below. In 30256, there are over 1457 in male population and 1373 females.

PopulationValues
Total Population2,830
White Population2591
Black Population101
Hispanic Population41
Asian Population18
Hawaiian Population0
Indian Population5
Other Population11
Male Population1457
Female Population1373
Population Estimate2795

Household Data for 30256

The average number of homes in 30256 is around 1,041, there are an average of 2.67 per household. The average house value according to local real estate values is around $145,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,041
Persons Per Household2.67
Average House Value$145,800
Income Per Household$73068
Median Age41.6
Median Age Male42.8
Median Age Female39.9
30256 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityMeansville
City Alias NameMEANSVILLE
CountyPike
County FIPS231
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees177
Business First Quarter Payroll1469
Business Annual Payroll7326
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential1047
Delivery Business9
Delivery Total4798
Preferred Last Line KeyX10809
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10809
Land Area35.636000
Water Area0.407000
City Alias Code
City Mixed CaseMeansville
City Alias Mixed CaseMeansville
Box Count107
SFDU1031
MFDU0
State ANSI13
County ANSI231
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number125709
Unique ZIP Name
SSA State County Code11821
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePike

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]