Get multiple home insurance quotes in 30277. Our licensed 30277, GA agents are ready to serve you.

Searching for Homeowners Insurance in 30277

If you are a homeowners that lives in 30277 you may be searching for more affordable homeowners insurance in Sharpsburg. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Sharpsburg, GA. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Georgia licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 30277 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Sharpsburg, GA home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 30277 Home Insurance Costs: high!

In Sharpsburg, homeowners are paying roughly $1028 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 30277 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Sharpsburg are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 30277 policy right now!

30277 Home Insurance Average Premiums

Local 30277 homeowners insurance quotes comparison

$778 /yr.

Shows Zip Code: 30277 lowest rates with discounts applied on average.

For the 30277, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$778 /yr.
Average Coverage:$1028 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1328 /yr.

What is the average home insurance cost for a home in 30277?

  • • The average homeowners insurance premium paid annually for a home in 30277 is around $1028 per year.

What does it cost on average per month for home insurance in 30277?

  • • Homeowners in 30277 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30277?

  • • Autoowners in 30277 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sharpsburg area, check out other zip codes nearby 30277.
Review average rates in another zip code:
30277 homeowners insurance rates

Home Replacement Cost Coverage in 30277

Average Building Cost Per Square Foot in 30277: $122

Location: Sharpsburg, Georgia (Coweta County)

Average Square Footage in 30277: 2,285 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30277 before you start any project. Sharpsburg homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30277 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30277 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,285 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sharpsburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1222,285$278,800
Additional Upgrades & Added Features$1532,285$348,500
Major Home Updates or Advancements$1832,285$418,200

It's important to understand that when you estimate your replacement cost of your home in the 30277 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30277

Best Home & Auto Insurance Agencies in 30277

Allstate Insurance Companies

Address: 48 Main St Sharpsburg, GA 30277
Phone:
Website: http://www.allstate.com
Info: Allstate Car Insurance Quotes, Home Insurance, Financial Products and More
Allstate auto insurance quotes and anonymous ballpark estimates to help protect you, your family and your automobile. Insurance and financial products include car insurance, home insurance, business insurance, life insurance, IRAs and annuities. car insurance, auto insurance quote, vehicle insurance, free online insurance quotes, rate quote, life insurance, annuities, mutual funds, IRAs, allstate insurance agent, allstate.com

Housing Demographics for 30277

Population Review for 30277 Zip Code

For the city of Sharpsburg, the population within 30277 has increased to over 22,828 residents in population size. The current population total is 21,256. We have broken down the population based on race below. In 30277, there are over 10580 in male population and 10676 females.

PopulationValues
Total Population21,256
White Population17378
Black Population1364
Hispanic Population1374
Asian Population415
Hawaiian Population9
Indian Population62
Other Population493
Male Population10580
Female Population10676
Population Estimate22828

Household Data for 30277

The average number of homes in 30277 is around 7,423, there are an average of 2.86 per household. The average house value according to local real estate values is around $278,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,423
Persons Per Household2.86
Average House Value$278,800
Income Per Household$106008
Median Age43.5
Median Age Male43.2
Median Age Female43.8
30277 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CitySharpsburg
City Alias NameSHARPSBURG
CountyCoweta
County FIPS077
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses311
Number Of Employees2465
Business First Quarter Payroll20913
Business Annual Payroll95100
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential7982
Delivery Business172
Delivery Total9929
Preferred Last Line KeyX11131
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11131
Land Area45.577000
Water Area0.718000
City Alias Code
City Mixed CaseSharpsburg
City Alias Mixed CaseSharpsburg
Box Count330
SFDU7380
MFDU0
State ANSI13
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number127942
Unique ZIP Name
SSA State County Code11320
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseCoweta

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]