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30288 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 30288 zip code it's important to know that our rates are very competitive for homeowners living in Conley, GA. Many homeowners based out of your 30288 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30288 should appear in the zip code field ready to go. For Conley, GA Homeowners Insurance Quotes nearby, we offer the best rates and service.

30288: Average Home Insurance Rates

For homeowners living in the great city of Conley, the average homeowners policy is considered high in comparison to other states. Georgia premiums are estimated to be around $1096 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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30288 Home Insurance Average Premiums

Local 30288 homeowners insurance quotes comparison

$846 /yr.

Shows Zip Code: 30288 lowest rates with discounts applied on average.

For the 30288, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$846 /yr.
Average Coverage:$1096 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1396 /yr.

What is the average home insurance cost for a home in 30288?

  • • The average homeowners insurance premium paid annually for a home in 30288 is around $1096 per year.

What does it cost on average per month for home insurance in 30288?

  • • Homeowners in 30288 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30288?

  • • Autoowners in 30288 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Conley area, check out other zip codes nearby 30288.
Review average rates in another zip code:
30288 homeowners insurance rates

Home Replacement Cost Coverage in 30288

Average Building Cost Per Square Foot in 30288: $122

Location: Conley, Georgia (Clayton County)

Average Square Footage in 30288: 1,329 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30288 before you start any project. Conley homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30288 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30288 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,329 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Conley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,329$162,100
Additional Upgrades & Added Features$1531,329$202,625
Major Home Updates or Advancements$1831,329$243,150

It's important to understand that when you estimate your replacement cost of your home in the 30288 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30288

Best Home & Auto Insurance Agencies in 30288

Housing Demographics for 30288

Population Review for 30288 Zip Code

For the city of Conley, the population within 30288 has increased to over 8,926 residents in population size. The current population total is 8,610. We have broken down the population based on race below. In 30288, there are over 4061 in male population and 4549 females.

PopulationValues
Total Population8,610
White Population651
Black Population6501
Hispanic Population1173
Asian Population147
Hawaiian Population2
Indian Population90
Other Population782
Male Population4061
Female Population4549
Population Estimate8926

Household Data for 30288

The average number of homes in 30288 is around 2,919, there are an average of 2.95 per household. The average house value according to local real estate values is around $162,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,919
Persons Per Household2.95
Average House Value$162,100
Income Per Household$59722
Median Age36.8
Median Age Male36.0
Median Age Female37.7
30288 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CityConley
City Alias NameCONLEY
CountyClayton
County FIPS063
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses181
Number Of Employees4388
Business First Quarter Payroll63290
Business Annual Payroll270752
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05|13
Congressional LandArea264.91|714.95
Delivery Residential3026
Delivery Business124
Delivery Total3732
Preferred Last Line KeyX10279
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10279
Land Area6.952000
Water Area0.054000
City Alias Code
City Mixed CaseConley
City Alias Mixed CaseConley
Box Count328
SFDU2677
MFDU0
State ANSI13
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number122035
Unique ZIP Name
SSA State County Code11280
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClayton

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]