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Home Insurance Rates in 30291

For homeowners shopping online in 30291, our insurance rates are very competitive for homeowners living in Union City, GA. Many homeowners based out of the great city of Union City have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 30291, simply click the "Get Multiple Quotes Now" button. Your 30291 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Union City, GA Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

30291 Home Insurance Rating is: High!

If you live in 30291, you can easily save up to 40% off the average home insurance premium of $1028 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Union City can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 30291 today!

Get Multiple Home Insurance Rates in 30291!

30291 Home Insurance Average Premiums

Local 30291 homeowners insurance quotes comparison

$778 /yr.

Shows Zip Code: 30291 lowest rates with discounts applied on average.

For the 30291, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$778 /yr.
Average Coverage:$1028 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1328 /yr.

What is the average home insurance cost for a home in 30291?

  • • The average homeowners insurance premium paid annually for a home in 30291 is around $1028 per year.

What does it cost on average per month for home insurance in 30291?

  • • Homeowners in 30291 pay a monthly average cost per month around $86.00.

What kind of discount could I get if I combine my home and auto insurance together in 30291?

  • • Autoowners in 30291 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Union City area, check out other zip codes nearby 30291.
Review average rates in another zip code:
30291 homeowners insurance rates

Home Replacement Cost Coverage in 30291

Average Building Cost Per Square Foot in 30291: $122

Location: Union City, Georgia (Fulton County)

Average Square Footage in 30291: 1,142 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30291 before you start any project. Union City homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30291 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30291 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,142 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Union City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,142$139,300
Additional Upgrades & Added Features$1531,142$174,125
Major Home Updates or Advancements$1831,142$208,950

It's important to understand that when you estimate your replacement cost of your home in the 30291 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30291

Best Home & Auto Insurance Agencies in 30291

Esquire Insurance Agencies

Address: 4720 Jonesboro Rd, #18 Union City, GA 30291
Phone:
Website: http://www.esquireinsurance.com
Info:

Direct General Insurance Agency Inc

Address: 4550 Jonesboro Rd Union City, GA 30291
Phone:
Website: http://www.cashregister.com
Info:

Walker, Blake - State Farm Insurance

Address: 4788 Jonesboro Rd, #A Union City, GA 30291
Phone:
Website: http://www.statefarm.com/
Info:

Arnold, L Patrick - Arnold Prestige Insurance Agency

Address: 6740 Shannon Pky, #26 Union City, GA 30291
Phone:
Website:
Info:

Housing Demographics for 30291

Population Review for 30291 Zip Code

For the city of Union City, the population within 30291 has increased to over 27,007 residents in population size. The current population total is 25,339. We have broken down the population based on race below. In 30291, there are over 11240 in male population and 14099 females.

PopulationValues
Total Population25,339
White Population1385
Black Population21576
Hispanic Population1898
Asian Population144
Hawaiian Population14
Indian Population81
Other Population1141
Male Population11240
Female Population14099
Population Estimate27007

Household Data for 30291

The average number of homes in 30291 is around 9,830, there are an average of 2.55 per household. The average house value according to local real estate values is around $139,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,830
Persons Per Household2.55
Average House Value$139,300
Income Per Household$38268
Median Age33.5
Median Age Male30.7
Median Age Female35.8
30291 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770
CityUnion City
City Alias NameUNION CITY
CountyFulton
County FIPS121
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses405
Number Of Employees7088
Business First Quarter Payroll84861
Business Annual Payroll378554
Business Employment Flag
Growth Rank53
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number29016
Growth Increase Percentage3.2
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District13
Congressional LandArea714.95
Delivery Residential10591
Delivery Business440
Delivery Total11545
Preferred Last Line KeyX11307
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11307
Land Area10.788000
Water Area0.113000
City Alias Code
City Mixed CaseUnion City
City Alias Mixed CaseUnion City
Box Count321
SFDU5335
MFDU2869
State ANSI13
County ANSI121
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number128965
Unique ZIP Name
SSA State County Code11470
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseFulton

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]