Get multiple home insurance quotes in 30292. Our licensed 30292, GA agents are ready to serve you.

Homeowners Insurance in 30292

In Williamson, GA, our homeowners insurance rates are very competitive in price and coverage options. Many homeowners located in the 30292 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. When you start our quoting process, we will clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. Best of all, you can get up to 12 competitive quotes for your home in 30292 all from one place. Our quoting process is hassle free and we do not spam. If you want to see real savings on your new home insurance policy, let us help you shop online home insurance quotes that are more affordable and have better coverage. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 30292 should appear in the zip code field ready to go.

30292 Homeowners Insurance Rates Are Considered: High!

If your looking for a standard homeowners policy in Georgia, you are going to see rates around the average home insurance premium per year of $1019. However, with our online quoting process, we can compare the most competitive rates for you. Plus, our professional advice will allow you to get the most out of your Williamson home insurance by making sure all the risk you may encounter will be covered. Homeowners insurance comes in a variety of different coverage options and we want to get you the best rate but also provide a dependable company and policy that you can stand behind when you need it the most.

Get 30292 Home Insurance Rates Now!

Best 3 Options to Compare in 30292

If you want homeowners insurance quotes within the city of Williamson or in the 30292 area then we can help you compare the most affordable options when it comes to getting a new homeowners insurance policy. Clicking on the link helps you find average home insurance rates in Williamson, GA.

30292 Home Insurance Average Premiums

Local 30292 homeowners insurance quotes comparison

$769 /yr.

Shows Zip Code: 30292 lowest rates with discounts applied on average.

For the 30292, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$769 /yr.
Average Coverage:$1019 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1319 /yr.

What is the average home insurance cost for a home in 30292?

  • • The average homeowners insurance premium paid annually for a home in 30292 is around $1019 per year.

What does it cost on average per month for home insurance in 30292?

  • • Homeowners in 30292 pay a monthly average cost per month around $85.00.

What kind of discount could I get if I combine my home and auto insurance together in 30292?

  • • Autoowners in 30292 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Williamson area, check out other zip codes nearby 30292.
Review average rates in another zip code:
30292 homeowners insurance rates

Home Replacement Cost Coverage in 30292

Average Building Cost Per Square Foot in 30292: $122

Location: Williamson, Georgia (Pike County)

Average Square Footage in 30292: 1,510 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30292 before you start any project. Williamson homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30292 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30292 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,510 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Williamson area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,510$184,200
Additional Upgrades & Added Features$1531,510$230,250
Major Home Updates or Advancements$1831,510$276,300

It's important to understand that when you estimate your replacement cost of your home in the 30292 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30292

Best Home & Auto Insurance Agencies in 30292

Housing Demographics for 30292

Population Review for 30292 Zip Code

For the city of Williamson, the population within 30292 has increased to over 6,950 residents in population size. The current population total is 6,363. We have broken down the population based on race below. In 30292, there are over 3125 in male population and 3238 females.

PopulationValues
Total Population6,363
White Population5348
Black Population589
Hispanic Population129
Asian Population34
Hawaiian Population1
Indian Population10
Other Population65
Male Population3125
Female Population3238
Population Estimate6950

Household Data for 30292

The average number of homes in 30292 is around 2,184, there are an average of 2.83 per household. The average house value according to local real estate values is around $184,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,184
Persons Per Household2.83
Average House Value$184,200
Income Per Household$63281
Median Age40.2
Median Age Male41.6
Median Age Female39.4
30292 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/770
CityWilliamson
City Alias NameWILLIAMSON
CountyPike
County FIPS231
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees391
Business First Quarter Payroll3674
Business Annual Payroll17440
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential2456
Delivery Business25
Delivery Total5102
Preferred Last Line KeyX11385
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11385
Land Area58.001000
Water Area0.803000
City Alias Code
City Mixed CaseWilliamson
City Alias Mixed CaseWilliamson
Box Count162
SFDU2316
MFDU0
State ANSI13
County ANSI231
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number129493
Unique ZIP Name
SSA State County Code11821
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePike

Georgia Homeowners Insurance News & Information

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    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]