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Home Insurance Quotes in 30294

Are you shopping for a cheaper homeowners insurance rate in 30294? Our rates are very competitive for homeowners living in Ellenwood, GA. Many homeowners located in the 30294 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Georgia licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 30294. To get free 30294 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30294 zip code should appear in the zip code field ready to go. Shopping Ellenwood, GA Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 30294 to review the best rate coverages.

Your 30294 Home Insurance Costs Is Rated: High!

For the great city of Ellenwood, the average home insurance premium paid annually is around $1091 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Georgia specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Ellenwood and need insurance on your home in the 30294 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 30294 Homeowners Insurance Rates Now!

30294 Home Insurance Average Premiums

Local 30294 homeowners insurance quotes comparison

$841 /yr.

Shows Zip Code: 30294 lowest rates with discounts applied on average.

For the 30294, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$841 /yr.
Average Coverage:$1091 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1391 /yr.

What is the average home insurance cost for a home in 30294?

  • • The average homeowners insurance premium paid annually for a home in 30294 is around $1091 per year.

What does it cost on average per month for home insurance in 30294?

  • • Homeowners in 30294 pay a monthly average cost per month around $91.00.

What kind of discount could I get if I combine my home and auto insurance together in 30294?

  • • Autoowners in 30294 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ellenwood area, check out other zip codes nearby 30294.
Review average rates in another zip code:
30294 homeowners insurance rates

Home Replacement Cost Coverage in 30294

Average Building Cost Per Square Foot in 30294: $122

Location: Ellenwood, Georgia (Dekalb County)

Average Square Footage in 30294: 1,455 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30294 before you start any project. Ellenwood homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30294 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30294 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,455 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ellenwood area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,455$177,500
Additional Upgrades & Added Features$1531,455$221,875
Major Home Updates or Advancements$1831,455$266,250

It's important to understand that when you estimate your replacement cost of your home in the 30294 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30294

Best Home & Auto Insurance Agencies in 30294

Allstate Insurance Company - Wayne Copper

Address: 158 Fairview Rd Ellenwood, GA 30294
Phone:
Website: http://www.allstateagencies.com/017976?cid=OTC-YP.com-IYP&att=TL
Info:

BLAKE, MAXINE OWNER/CEO - BLAKE INSURANCE SERVICES AGENCY LLC

Address: 1955 Panola Rd, Ste 210 Ellenwood, GA 30294
Phone:
Website: http://www.blakeinsuranceservices.com/
Info:

Till, Shannon - State Farm Insurance Agent

Address: 222 Fairview Rd Ellenwood, GA 30294
Phone:
Website: http://www.statefarm.mqgroup.com/url.asp?usr=112429
Info:

Housing Demographics for 30294

Population Review for 30294 Zip Code

For the city of Ellenwood, the population within 30294 has increased to over 45,915 residents in population size. The current population total is 43,552. We have broken down the population based on race below. In 30294, there are over 20438 in male population and 23114 females.

PopulationValues
Total Population43,552
White Population2541
Black Population36408
Hispanic Population2868
Asian Population836
Hawaiian Population17
Indian Population130
Other Population1813
Male Population20438
Female Population23114
Population Estimate45915

Household Data for 30294

The average number of homes in 30294 is around 14,711, there are an average of 2.96 per household. The average house value according to local real estate values is around $177,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode14,711
Persons Per Household2.96
Average House Value$177,500
Income Per Household$69876
Median Age38.6
Median Age Male36.3
Median Age Female40.3
30294 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code770/678
CityEllenwood
City Alias NameELLENWOOD
CountyDekalb
County FIPS089
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses407
Number Of Employees10035
Business First Quarter Payroll96503
Business Annual Payroll433895
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District04|05|13
Congressional LandArea496.6|264.91|714.95
Delivery Residential15512
Delivery Business339
Delivery Total16532
Preferred Last Line KeyX10408
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10408
Land Area32.743000
Water Area0.243000
City Alias Code
City Mixed CaseEllenwood
City Alias Mixed CaseEllenwood
Box Count521
SFDU14270
MFDU522
State ANSI13
County ANSI089
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number122948
Unique ZIP Name
SSA State County Code11370
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseDekalb

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]