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30295 Home Insurance Rates

Getting multiple homeowners insurance rates in 30295 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Zebulon, GA. Many homeowners based out of the 30295 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Georgia licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 30295 should appear in the zip code field ready to go. For Zebulon, GA Home Insurance Quotes, Click to easily get started!

30295 Homeowners Insurance Rates, Average Rating: High!

Your homeowners insurance policy in 30295 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Zebulon. For a basic HO-3, standard homeowners policy, the average premium per year in Georgia is around $1080. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 30295 zip code today and let us help you save time and money on your homeowners insurance premium.

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30295 Home Insurance Average Premiums

Local 30295 homeowners insurance quotes comparison

$830 /yr.

Shows Zip Code: 30295 lowest rates with discounts applied on average.

For the 30295, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$830 /yr.
Average Coverage:$1080 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1380 /yr.

What is the average home insurance cost for a home in 30295?

  • • The average homeowners insurance premium paid annually for a home in 30295 is around $1080 per year.

What does it cost on average per month for home insurance in 30295?

  • • Homeowners in 30295 pay a monthly average cost per month around $90.00.

What kind of discount could I get if I combine my home and auto insurance together in 30295?

  • • Autoowners in 30295 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Zebulon area, check out other zip codes nearby 30295.
Review average rates in another zip code:
30295 homeowners insurance rates

Home Replacement Cost Coverage in 30295

Average Building Cost Per Square Foot in 30295: $122

Location: Zebulon, Georgia (Pike County)

Average Square Footage in 30295: 1,799 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30295 before you start any project. Zebulon homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30295 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30295 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,799 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Zebulon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1221,799$219,500
Additional Upgrades & Added Features$1531,799$274,375
Major Home Updates or Advancements$1831,799$329,250

It's important to understand that when you estimate your replacement cost of your home in the 30295 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30295

Best Home & Auto Insurance Agencies in 30295

McAbee- Walter C

Address: 230 U.S. 19 Zebulon, GA 30295
Phone:
Website:
Info:

Housing Demographics for 30295

Population Review for 30295 Zip Code

For the city of Zebulon, the population within 30295 has increased to over 4,521 residents in population size. The current population total is 4,623. We have broken down the population based on race below. In 30295, there are over 2325 in male population and 2298 females.

PopulationValues
Total Population4,623
White Population3968
Black Population396
Hispanic Population140
Asian Population18
Hawaiian Population1
Indian Population8
Other Population35
Male Population2325
Female Population2298
Population Estimate4521

Household Data for 30295

The average number of homes in 30295 is around 1,638, there are an average of 2.81 per household. The average house value according to local real estate values is around $219,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,638
Persons Per Household2.81
Average House Value$219,500
Income Per Household$75188
Median Age39.7
Median Age Male37.6
Median Age Female41.9
30295 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code470/678/770/943
CityZebulon
City Alias NameZEBULON
CountyPike
County FIPS231
State FIPS13
Time Zone5
Day Light SavingY
MSA
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_Name
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses138
Number Of Employees1354
Business First Quarter Payroll12465
Business Annual Payroll50823
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District03
Congressional LandArea3838.27
Delivery Residential1609
Delivery Business141
Delivery Total3088
Preferred Last Line KeyX11416
Classification Code
Multi-CountyY
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX11416
Land Area47.472000
Water Area0.831000
City Alias Code
City Mixed CaseZebulon
City Alias Mixed CaseZebulon
Box Count461
SFDU1567
MFDU24
State ANSI13
County ANSI231
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number129691
Unique ZIP Name
SSA State County Code11821
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CasePike

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]