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30297 Home Insurance Quotes & Rates

Currently, the 10,045 homes within the 30297 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Georgia is around $1,048 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Forest Park, GA, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 30297.

Georgia is now ranking #15 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Forest Park home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Georgia has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 30297 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Forest Park, Georgia home insurance rates today!

Please give us a call now at 1-855-976-2656, easily get up to 12 rates over the phone in minutes. For Forest Park, GA Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

30297 Home Insurance Average Premiums

Local 30297 homeowners insurance quotes comparison

$798 /yr.

Shows Zip Code: 30297 lowest rates with discounts applied on average.

For the 30297, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$798 /yr.
Average Coverage:$1048 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1348 /yr.

What is the average home insurance cost for a home in 30297?

  • • The average homeowners insurance premium paid annually for a home in 30297 is around $1048 per year.

What does it cost on average per month for home insurance in 30297?

  • • Homeowners in 30297 pay a monthly average cost per month around $87.00.

What kind of discount could I get if I combine my home and auto insurance together in 30297?

  • • Autoowners in 30297 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Forest Park area, check out other zip codes nearby 30297.
Review average rates in another zip code:
30297 homeowners insurance rates

Home Replacement Cost Coverage in 30297

Average Building Cost Per Square Foot in 30297: $122

Location: Forest Park, Georgia (Clayton County)

Average Square Footage in 30297: 666 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 30297 before you start any project. Forest Park homeowners pay on average around $122 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 30297 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 30297 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 666 sq. ft. and the average cost to rebuild the home in this area is around $122 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Forest Park area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$122666$81,200
Additional Upgrades & Added Features$153666$101,500
Major Home Updates or Advancements$183666$121,800

It's important to understand that when you estimate your replacement cost of your home in the 30297 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 30297

Best Home & Auto Insurance Agencies in 30297

COMPTON, CRYSTAL AGENT - CRYSTAL COMPTON STATE FARM INSURANCE

Address: 4645 Jonesboro Rd, Ste G Forest Park, GA 30297
Phone:
Website: http://www.crystalcompton.com/
Info:

ATI Insurance

Address: 4523 Jonesboro Rd Forest Park, GA 30297
Phone:
Website: http://www.autotowninsurance.com/
Info:

Auto Town Insurance

Address: 4607 Jonesboro Rd Forest Park, GA 30297
Phone:
Website: http://www.autotowninsurance.com/
Info:

Bulldog Insurance

Address: 561 Forest Pky, #5 Forest Park, GA 30297
Phone:
Website: http://www.bulldoginsurance.com
Info:

Direct General Insurance Agency Inc - Union City

Address: 4550 Jonesboro Rd Forest Park, GA 30297
Phone:
Website: http://www.cashregister.com
Info:

Housing Demographics for 30297

Population Review for 30297 Zip Code

For the city of Forest Park, the population within 30297 has increased to over 29,565 residents in population size. The current population total is 29,669. We have broken down the population based on race below. In 30297, there are over 14629 in male population and 15040 females.

PopulationValues
Total Population29,669
White Population4351
Black Population14523
Hispanic Population9730
Asian Population1627
Hawaiian Population26
Indian Population434
Other Population6318
Male Population14629
Female Population15040
Population Estimate29565

Household Data for 30297

The average number of homes in 30297 is around 10,045, there are an average of 2.91 per household. The average house value according to local real estate values is around $81,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,045
Persons Per Household2.91
Average House Value$81,200
Income Per Household$38506
Median Age32.3
Median Age Male31.7
Median Age Female32.8
30297 DetailsValues
StateGA
State Full NameGeorgia
City TypeP
City Alias Abbreviation
Area Code678/470/770/943
CityForest Park
City Alias NameFOREST PARK
CountyClayton
County FIPS063
State FIPS13
Time Zone5
Day Light SavingY
MSA0520
PMSA
CSA122
CBSA12060
CBSA_DIV12054
CBSA_TypeMetro
CBSA_NameAtlanta-Sandy Springs-Roswell, GA
MSA_NameAtlanta, GA MSA
PMSA_Name
RegionSouth
DivisionSouth Atlantic
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses706
Number Of Employees15275
Business First Quarter Payroll216350
Business Annual Payroll833202
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population5268860
CBSA Division Population4124692
Congressional District05|13
Congressional LandArea264.91|714.95
Delivery Residential10160
Delivery Business1181
Delivery Total12235
Preferred Last Line KeyX10469
Classification Code
Multi-County
CSA NameAtlanta--Athens-Clarke County--Sandy Springs, GA-AL
CBSA_DIV_NameAtlanta-Sandy Springs-Roswell, GA
City State KeyX10469
Land Area10.954000
Water Area0.058000
City Alias Code
City Mixed CaseForest Park
City Alias Mixed CaseForest Park
Box Count0
SFDU6798
MFDU1003
State ANSI13
County ANSI063
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number123333
Unique ZIP Name
SSA State County Code11280
Medicare CBSA Code12060
Medicare CBSA NameAtlanta-Sandy Springs-Alpharetta, GA
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseClayton

Georgia Homeowners Insurance News & Information

  • Homeowners Prepare for Rate Increases Later This Year Posted on Monday 27th June, 2022

    In most states, home insurance rates are headed up this year and homeowners should be prepared for further rate increases before the end of the year. According to a recent S&P Global Market Intelligence report, over 177 insurance carriers have filed requests for rate increases in 43 states, Arizona alone has seen 34 rate increase requests. […]

  • Hurricane Isaias is on the same track as Hurricane Dorian – What can we expect? Posted on Wednesday 5th August, 2020

    Hurricane Isaias is on roughly the same track as Hurricane Dorian and is the first hurricane to hit the Bahamas since Dorian stalled over the islands as a Category 5 monster killing dozens of people and causing massive destruction.  Here is a quick overview of both storms as well as a few tips on how […]

  • Georgia Coastal Home Insurance Coverage & Rates Posted on Wednesday 2nd October, 2019

    Windstorm insurance is not a required coverage in Georgia, but if you live on the coast, it is certainly an insurance you should consider. In many coastal areas your mortgage lender will require that you carry a windstorm policy to make sure your home (and their investment) is full protected. Windstorm policies are designed to […]